Direct Line - declared mods

[Gavin.]

Just called direct line to declare my angel eye/xenon headlamps and my rs grill and its increased my premium by £150 and taken my excess from £250 to £450

Does this sound about right?

 

[ChrisD172]

Thats dismal, far too much, how long you had the policy? Id go elsewhere tbh

 

[Ben.]

d.line hate mods, so they can charge what they like really

 

[Gavin.]

just hit the 3 year mark about a week ago.

Anyone recommend any other decent company that wont be that hard hitting

 

[Has]

Depends on your age and many other factors. Sounds like your a young driver ?

I thaught Direct Line stopped insruing mods for under 25s now ?

 

[Gavin.]

erm no, im 27 lol

I also live in a very posh area, no chav scum round my end

 

[Has]

Ah okay, in that case it sucks !!

I had mine much cheaper then that with Tesco with a hell of a lot of mods declared!

 

[Gavin.]

maybe time for a change then me is thinking

 

[ChrisD172]

Try a quote with, bell and admiral, fire onto money supermarket.com as well, really good comparison website, see how you do, long as you havent had the policy more than two weeks with most companies you can cancel it penalty free and receive a full refund

I would definately cancel and switch insurers, they are taking the p*ss

 

[Andyman]

Elephant are awsome, try them.

Direct Line are one of the worst for premium price and if you have mods. They never used to be but avoid now, far cheaper available

With that increase for those mods their just taking you for a ride

 

[Gavin.]

tesco are the same price as d.line before any mods were declared

 

[Gavin.]

lol £1116 for elephant, not a chance

 

[ChrisD172]

Try moneysupermarket.com, checks all the good anes

Your 27 and got that quote, have you a sordid driving past hidden in the wings?

 

[Gavin.]

tbh i dont think £675 is to bad, im 27 only been driving 3 years, got 3 years no claims. It was the massive jump in excess that shocked me

 

[Gavin.]

no tickets, never been banned, no points etc etc etc i dont get it

 

[ChrisD172]

Strange one mate, must admit, im well surprised by that price

 

[Gavin.]

the oldham postcode probably has something to do with it

 

[Rudi]

maybe time for a change then me is thinking

maybe man up and buy a 182

 

[Gavin.]

next year my friend next year. i cant wait

£1172 on a 182 with tesco, jeez

 

[Gavin.]

i just noticed my job seems to have a negative effect on my insurance prices lol

 

[guysy]

Something i saved into favourites, Someone posted in another thread a while ago,

Might help.

http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

 

[damo 182]

See what quote privilage will give you mate, and dont tell what particular job you have just put manual job or something. Im 23 with 5 years no claims and they put me and mi bird on my 182 for £800,i dont think thats too bad really.

 

[Gavin.]

ha ha awsome, i dont ever plan on telling them im a dj thats for sure. it jumped up by £200 in a quote just for having "nightclub dj" as an occupation

 

[Gavin.]

Privilige = £898 on a normal rs £1100 on a trophy. not bad

 

[3K1N]

Try Swiftcover.

 

[Gavin.]

went on swift cover and when i clicked mods its directed me to gocompare.com!

Filled out the forms etc etc

Returned with £510 a year with a £250 excess with just the headlights declared
the rs grill cant make it that much more expensive can it?

That price is what i was paying d.line for the standard car, without the stupid excess price.

Thats with ibuyeco, anyone got any good/bad reports? I have never heard of them

 

[Mark One]

I buyeco seem quite cheap sometimes. No reports as such tho.

Aparently librarians are some of the cheapest to insure.

 

[friar241]

Try Performance Direct they seem to give a low premium for a few of my mates.

 

[Gavin.]

ok got a good deal with adrian flux £515 with a £200 excess mods declared. I have already accepted the quote and cancelled d.line insurance.

Thats cheaper than i was paying for the standard car with d.line

 

[ChrisD172]

See mate, bit of hunting around, saved a good hundred odd quid

 

[Gavin.]

i know, worth it in the end

all im confused about now is the no claims proof certificate that adrian flux need, do d.line send it me? or do i just photocopy my d.line policy certificate before i send it back?

I have never changed insurance companies before

Oh and cheers for everyone's help

 

[kie1an]

direct line take the piss with mods , they wouldnt let me have any on my last car until i was 21 !

 

[BIFCAIDS]

liverpool victoria dont bother with mods unless its performace related

 

[ChrisD172]

i know, worth it in the end

all im confused about now is the no claims proof certificate that adrian flux need, do d.line send it me? or do i just photocopy my d.line policy certificate before i send it back?

I have never changed insurance companies before

Oh and cheers for everyone's help

The renewal bit that was issued is proof of your no claims matey, should be on there somewhere

 

[speedy1878]

Strange things insurance companies arent they, as i changed to d.line when i bought my 172 about 2 weeks ago. they were over £170 cheaper the churchill d.line premium came in at £570 full comp and im 24 5yrs ncb 0 points 0 claims. plus d.line dont charge apr so saved again there. was looking to lower the sport but after reading this think ill have to leave it for now lol

 

[Gavin.]

i was getting 0% apr anyway and i was still getting stupid prices

 

[edryn80]

DL are ok for no mods, I have a 182 with factory Recaros and am paying £550 in East London. They were charging me the same for my old Polo 1.4TDi and it only had wheels on as a mod! They were the cheapest quote for the 182 though, how very strange.