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Read small print in the policy. Mine here says smomething along the lines of travel between a place of work ( full or part time), place of study, school, college or higher education.
Im not sure it makes a massive difference - I went up to business class one so I could use my car for jollies from the office occasionally and still be insured and they only added £15 on my policy.
Ive just got a quote with direct line and they say that if youre a student then you will be only covered for social, domestic and pleasure - NOT commuting?
How does that work??
how do they know where you work ??
i always say social only (which is true) - i never drive to work as London is pants.
say if you stuffed the car going to work though, surely youd just say yeah i went out, not im going to work !