do i need to tell insurance

[cup'id]

if i change the original panel filter for a long life performance one? Not sure cuz is it really a mod? Just a different brand?

 

[Elliot]

Just a different brand. Doesnt make any difference in bhp.

Bit like telling them you are using optimax.

 

[cup'id]

not sure now after reading a few other threads. What do others think about it?

 

[TheCake]

Isnt it like telling them you now use like different tyres cos the contis were pants?

I told them yesterday I was fitting my new exhaust on my cup next week. Although its only a backbox and is not going to give me a perfromance advantage - ive told them it will and is a perfroamnce exhaust because I dont wnat to get caught out if I have an accident and the accessor looks at my car, sees a whopping Magnex Twin 3" backbox and says - "Thats not what it says on your insurance document mate!"

Might be worth calling them. If you declare it and costs a few quid. Hey Ho. We like our cars, and at the end of the day - better to be safe than sorry.

Si.

<<All Mods Declared>>

 

[Pete]

Your choice, if you want to run the risk of having voided insurance, personally I wouldnt want to take that risk!

 

[Lunner]

I would personally tel them everything, if it doesnt increase performance chances are they will just make a note of it and that will be it.

 

[TheCake]

^^ As Lunner said. I fitted front and rear strut braces to my Cup - no insurance premium increase.

 

[Ian_182]

It is a mod because its an aftermarket add-on and the panel filters do give you more bhp and make your car a little more responsive.

TELL THEM

Even if it gives you 3 more bhp then your insurance can make waves in not paying you out in the event of a crash.

Its a PERFORMANCE filter and costs £35+ to buy,if it did nothing then we would just buy £6 replacements.

Ian