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172 CUP
i'm sorry but how the f**k are people getting quotes of £1600 for a 172 at 18 with 1 year no claim?
I'm 20 with 2 years no claims, do a quote for a 172 with my mum as a name driver and the cheapest i'm getting is £3000 and it doesn't even change if i put i'm 21 with 3 years no claim and i've done it with virtually every company possible, so either you lot are doing something dodgy with your quotes or insurance companies really dont want me to have a 172.
I could afford to pay £3000 a year for insurance, pay £4000 for the car and still have enough to run and repair it but theres no way in hell i'm paying £3K for insurance, if i got a quote for half of that then yea but just for the principle i'm not giving them 3K
I'm 20 with 2 years no claims, do a quote for a 172 with my mum as a name driver and the cheapest i'm getting is £3000 and it doesn't even change if i put i'm 21 with 3 years no claim and i've done it with virtually every company possible, so either you lot are doing something dodgy with your quotes or insurance companies really dont want me to have a 172.
I could afford to pay £3000 a year for insurance, pay £4000 for the car and still have enough to run and repair it but theres no way in hell i'm paying £3K for insurance, if i got a quote for half of that then yea but just for the principle i'm not giving them 3K
2004 182FF
When my parents moved from Brighton to Cornwall (in the middle of nowhere, lowest crime rate on earth) their insurance dropped from £990 to £525. Everything identical just a different address.
Golf GTD
Clio Cup
I say uck em , Do it go get the car of your dreams , do a track day , some institute of advanced motoring courses , even a pass plus
You only live once , One day you will be married with kids have responsibilities and wake up one day and might have never had your Clio 1*2
Hell even worse you might get hit by a bus tommorow , if your working 60 hours a week to get what you want , dont spit it down the road behaving like a twonk , enjoy it , show it off to everyone as a result of you working hard
oh and you can get 172 cups for 3k
You only live once , One day you will be married with kids have responsibilities and wake up one day and might have never had your Clio 1*2
Hell even worse you might get hit by a bus tommorow , if your working 60 hours a week to get what you want , dont spit it down the road behaving like a twonk , enjoy it , show it off to everyone as a result of you working hard
oh and you can get 172 cups for 3k
RB Clio 182
I know it's along time ago this stated but mate that's problerly there price when you have L plates on! Once u pass it will shoot through the roof! I paid £1,800 my first year and £1,100 my second year and that was on a 1.2 and I did good getting it that low!
-Rob
ClioSport Club Member
I passed about a year ago now, Insurance premiums have just gone down and I currently have a bank with more than enough for a 182 ahah... Seen a few nice flamers with low mileage and I will be buying after Christmas. Untill then, my car is doing me perfectly fine, 133,000 on the clock and still has an immaculate 1.2 engine. Once I do get a clio it'll be a great example and it'll be my pride and joy, being 18 I still think it's too young to have a 172/182 but I'm a very keen car enthusiast and I do sign onto this forum everyday, getting ideas for my own clio when I get it. As so many people on this forum have said... Clio sports are great handling cars, probably the most fun you can get for so cheap as Jeremy Clarkson stated on Top Gear... So I just want to share the experience of having a great car, after all it's one of the joys of my life, also a career choice as well.
Clio 172 Cup
I was £3000 a yr for my 172. I'm 22 but was a bit bad when I first passed my test and got sum convictions lol
172
You should be thankful the insurance is so high. You should be restricted to a 1.0l until you pass your 3 year probation period.
Earpl
ClioSport Club Member
172 cup
Agreed.
How?! im 24 with 3 years NCB and quotes on a 182 are about £780. Also points & claims expired this year.
You tired Bell, Admiral, Elephant ?
EDIT: Just noticed your location. You tried Chris Knott?
On topic for the OP though I'd have to say go the 1.2 or 1.4 route. My first car was a K plate 1.4 Astra shed and my insurance was £1300 fully comp! needless to say 6 months later I crashed it out of stupidity and driving like a P**** more than anything. I then had points and a claim so had to buy a cheaper car for cheaper insurance. got myself a 205 1.4 XS. actually much quicker than the Astra.
Had a few oh S*** moments in that and learned a lot about driving properly within my limits and the cars limits. I then got a 1.2 16v Clio on finance with my ex and luckily she took the car when we split up.
By this time i was 21 and had 1 years NCB still had points and a crash on my file. Anyways i brought myself the car i'd wanted since first passing my test which was a 205 Mi16 monster! very quick car with no modern driving aids. sold this early this year after 2 years of crash free enjoyable driving (wish i hadn't sold it now)
Now im looking to get a FF 182 with relatively cheap insurance
Moral of the story... start small.. learn YOUR limits and the cars limits and build your driving experience!
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p@blo
ClioSport Club Member
Clio/A3
If you can justify affording it, why not? The insurance alone seems a waste to me personally but whatever floats your boat. Did that quote get confirmed btw?
Take it the OPs working silly hours to be able to put money aside for when he actually starts paying rent, wants a social life etc & is unable to continue working a 60 hour week at uni?
Take it the OPs working silly hours to be able to put money aside for when he actually starts paying rent, wants a social life etc & is unable to continue working a 60 hour week at uni?
182
Go for it.
It's not even remotely sensible to do so but since when is being young all about being sensible?!
It's not even remotely sensible to do so but since when is being young all about being sensible?!
Giulietta 940
At the moment my insurance with Admiral is £1k with my Dad and girlfriend on it too. It would've been a lot more, but I work and stay in Essex during the week, so I have the benefit of a "good postcode". I got a quote from Greenlight recently for £650 with no mods declared, so its a promising start.
How long does it take for a claim to "expire" for insurance purposes? Five years?
Edit: I'm 25 at the end of this year, so I presume that will help with insurance prices? Or so I've been told...
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^^ not too bad then i suppose. my quote of £780 was with the missus on who is 21 with 2 years ncb (not that it counts)
you have to declare it for 5 but most insurance companies only will act on it upto 3 years from what i remember
yep im 25 end of jan so hopefully that will help too. although doing the same quote just changing a year on my age does bugger all!
you have to declare it for 5 but most insurance companies only will act on it upto 3 years from what i remember
yep im 25 end of jan so hopefully that will help too. although doing the same quote just changing a year on my age does bugger all!
Clio 172 Cup
why?? 1.0 or no u can still get caught speeding. i've never crashed or anything
Slow red one
Where abouts in east of england are ya?
