ECU Remap

[Se7en172]

How does an insurance company tell if you have had your ECU remapped if your car has been involved in an accident. And say you didn't disclouse this feature?

 

[kully]

i dont think they can ........

 

[Se7en172]

i dont think they can ........

So I could get a remap and not diclouse it?

 

[Se7en172]

Bump

 

[Se7en172]

Any more info on this?

 

[RSTuning]

If they want to find it they will. basically!

 

[Se7en172]

I could just say It was like it when I bought it and I had no knowledge of the remap though. Couldn't I?

 

[Mike-bham]

Ignorance is not their problem afaik

 

[edde]

I could just say It was like it when I bought it and I had no knowledge of the remap though. Couldn't I?

Yep new laws and rule agree to this but if you known its chipped then pay up insurance want to get out of payups they will.

 

[ja.jack]

For peace of mind tell them everything.

 

[BenR]

like in confession?

 

[ja.jack]

I aint no left footer!

 

[len_beach]

I seem to remember a post many moons ago by a member who worked for an insurance company. Apparently, one of the first things their claims assessors do is to check the ECU for the number of re-flashes, especially on a car such as a 172/182. They then cross reference this with the data held on file with dealers/manufacturer et voila, they can then tell if the car has an un-disclosed remap.

 

[edde]

I seem to remember a post many moons ago by a member who worked for an insurance company. Apparently, one of the first things their claims assessors do is to check the ECU for the number of re-flashes, especially on a car such as a 172/182. They then cross reference this with the data held on file with dealers/manufacturer et voila, they can then tell if the car has an un-disclosed remap.

They dop on any cars which remaps are common 172/182 with any mods or any modified car ie exhaust they'd check quite likly with big claims.

They checked mine I recon when I claimed and my car was stock. (was a Turbo diesel though so easy big gains tunning)

 

[john182rs]

yea they can check in an accident an so can the police now days on some thing calld a clip?
Own up and pay up mate because its better specially if you do get checkd then your fully legal

 

[len_beach]

My thoughts on declaring mods' are that not only are you fully covered and are removing a reason for them not to pay out but most decent companies will also replace the mod in the event of a claim rather than just use a standard part.

 

[edde]

yea they can check in an accident an so can the police now days on some thing calld a clip?
Own up and pay up mate because its better specially if you do get checkd then your fully legal

Insurance investigators can plug there own PC's in and check the ECU codes they don't need the Clip.

My thoughts on declaring mods' are that not only are you fully covered and are removing a reason for them not to pay out but most decent companies will also replace the mod in the event of a claim rather than just use a standard part.

Most places won't replace modified with modified parts they just return to standard.

 

[Se7en172]

Ok remap out of the window. I will change my insurance company!