Seems quite a few go for finance nowadays. Those that do...do you hand it back or buy it outright after the payments have finished?
Pay for mine outright, I don't like the idea of the whole 'balloon payment' at the end so you either buy the car for whatever the remainder is or give it back!!! I wanna buy my car not rent it.
even if it does cost a bit more per month.
My Clio 172 I bought new for £12.5k and took out a loan on it with the lowest interest I could, so worked out ok.
For my Megane 225, my parents leant me the cash which I pay off on a direct debit at £300 a month.
Either way, I can afford monthly paymens that are fairly high but I didn't have a spare £16,500 for my Megane!