How much is my clio worth?

[daddycool]

just filling out my insurance proposal forms for new policy. stuck on the estimated value bit.

do i go with flat market value, or do i add on a sum to cover the cost of replacing modifications? mods are declared.

thanks

 

[domsclio182]

Just put down what you think is worth,you will only get market value for the car if you bin it,so it's a bit irrelevant anyway.

 

[Revels]

It makes absolutely zero difference.

 

[Silent_Scone]

As above, makes no difference at all unless it's an agreed value which is an entirely different matter.

 

[daddycool]

ok cheers all

 

[claim]

It was chesp

 

[claim]

It was cheaper to insure my Clio with an est value of 4.5k then 3k

Driver be more careful in a more expensive car?

 

[Derelict-UK]

so if you put it's worth at say, £1500 but it's market value is worth more than that, will they pay up to £1500 or the higher market value?