Insurance and Mods

[C.slicker]

Just to confirm if you TPFT and you crash into someone with mods you have not declared they will not be able to claim off your insurance?

Thanks

Sam

 

[Ja5on]

u'd be classed as not having insurance becuae the mods arent declared, which would put u in deep doo doo

 

[C.slicker]

Right ok.

But how would the other person fare? Would it feck them over?

Thanks

Sam

 

[Ja5on]

aye, ud be worse off imo.

car can be destroyed/impounded. up to 5k fine and any number of points and possible DSQ

 

[ifigureditout]

if the "victim" had legal cover he should be able to claim through the m.i.b (motor insurers beaureu not men in black) as i did. but mine has been a year now ans still no money. takes aaaaages

 

[Gumby]

Right ok.

But how would the other person fare? Would it feck them over?

Thanks

Sam

They could personally sue you for damages and compo. You run the risk of financial ruin with court costs etc.

 

[C.slicker]

Ok.

So my insurance company would simply say it isn't insured so were are not liable?

Why would they look at my car though?

Thanks

Sam

 

[cat171]

If you have mods & you haven't declared them, you insurance will be void. The info posted up earlier on by Funnycar is correct.

Always declare things. Yes they would look at you car, the police might even get involved too (ias you'll be effectively driving with no insurance)

 

[C.slicker]

Right ok.

Thanks for clarifying this guys, helpful as always

Sam