Insurance For 17 Year Old

[sprentice]

Just wondering if any young drivers here have got any decent quotes on insurance for a 1.2? I'm 17 and drive a 1.2 05 plate clio, cheapest quote I've got is £1550 tpf&t from Quinn Direct. Anyone got anything cheaper recently? Thanks!

 

[McGherkin]

I paid £1800 in my first year. You're not doing bad.

 

[sprentice]

I paid £1800 in my first year. You're not doing bad.

Ouch haha! I know it's a good quote, just double checking there isn't anywhere cheaper! Also I might ring up and see if they can offer lower on the phone too

 

[StuOwen86]

Ring round and use all the online comparison sites might have too install a black box or do some pass plus or driver training might help.

When I was 18 (jeez 10 years ago lol) I bought myself a Golf R32 didn't check inusrance lol £4 grand lighter I was driving it too Germany and took it on the Ring haha.

 

[sprentice]

Ring round and use all the online comparison sites might have too install a black box or do some pass plus or driver training might help.

When I was 18 (jeez 10 years ago lol) I bought myself a Golf R32 didn't check inusrance lol £4 grand lighter I was driving it too Germany and took it on the Ring haha.

Really don't want a black box I'd rather fork out an extra £400 than be tracked on every single decision I make on the road haha, I'll ring up some of the bigger companies seeing if they can beat my best quote so far! Haha I'd love to own a R32 at my age, I bet I couldn't get insured for even £8K haha

 

[Ciaran5003]

£1700 for me on mine

 

[sprentice]

Who with and you 17 bud?

 

[gemma.l]

Try 1st central I went with them when I was 18

 

[sprentice]

Try 1st central I went with them when I was 18

I'll get a quote later from them, thank you!

 

[gemma.l]

Try the comparison sites to I struggled this year to get cheap insurance for my 197 ended up back with 1st central

 

[sprentice]

Try the comparison sites to I struggled this year to get cheap insurance for my 197 ended up back with 1st central

I will do! Thank you!

 

[Ciaran5003]

Go compare is great, I found Endsleigh to be the cheapest [emoji106]

 

[Paul172sport]

Just don't be tempted to give any false details for a cheaper quote. Trust me it's not worth it, insurers are cracking down especially likes of 1St central.
Pay the money drive carefully and get your first years ncb

 

[brisa4984]

Throw a couple of old people as named drivers on.

 

[Addicted]

Comparison sites will probably net you the best price, or try DirectLine (nothing could be beat DirectLine for me when I first passed).

Also, look into pass plus, cost me £60 (got the other £60 reimbursed by local council) and saved me £350 just in the first year.

 

[Diagro]

WHat i did when i passed at 18 was to be put on my Gf's insureance as a named driver. 6 years later i got my own car, And i used those 6 years Named driver no claims to get my own policy with Direct line, was £330 on my 172 :smile: now its £430 :/

The problem with doing the above is you are stuck with directline, if i leave i will loose all my no claims and best quote is £880 from elephant...

 

[Addicted]

Not a good idea if you are the main driver though.

 

[sprentice]

Thanks everyone! Will have a look around now I'm back from work and see if I can get a cheaper quote anywhere!

 

[sprentice]

tried a few of these and they all come up as unable to obtain a quote, and telling me to ring up.. annoying:triumph:
so one more question, is there any insurance companies that are likely to meet or beat any quotes? thanks in advance guys!

 

[BGEarles]

£1550 is good IMO, i was with Insure The Box for my first years insurance and paid best part of £3000 for the year!!

Cheapest i found after Insure The Box was around £5K, absolute joke.

 

[Danmw]

LV were good for me when I was 17..they beat my best quote I had by £300 iirc, go direct to their website...your quote sounds very reasonable though! I paid £2800 for my first 1.2 Clio 4 years ago

 

[Knuckles]

Add two older women, your mum and... Gfs mum/your cradle snatcher if you're that way inclined.

My first year on my own was £1400 at 18 so you're not doing too bad.

 

[sprentice]

Thanks guys, I'll probably give them a call soon then and see if the price can be haggled with at all, but after hearing everyone else's opinions, I'm not expecting much cheaper!

 

[kieranadams97]

If you're planning on modding at all try admiral. They allow mods at a reasonable price for a young driver. Also look into multi car insurance, I paid £900 as the main driver on my dads policy for the first year, it also still builds up no claims

 

[sprentice]

If you're planning on modding at all try admiral. They allow mods at a reasonable price for a young driver. Also look into multi car insurance, I paid £900 as the main driver on my dads policy for the first year, it also still builds up no claims :smile:

I read on here earlier that quinn direct don't charge for any mods except engine modifications, although that was dated 2009, would be interesting if anyone has a modified car insured with them and can confirm this?

 

[kieranadams97]

I read on here earlier that quinn direct don't charge for any mods except engine modifications, although that was dated 2009, would be interesting if anyone has a modified car insured with them and can confirm this?

A lot of companies won't insure young drivers for mods. Haven't heard about the quinn thing before, worth an investigation.

 

[sprentice]

Well if I get my insurance with them I'll ring up and check before I do anything would be great if it's true haha