insurance - gutted

[H86]

so mad!!! iv been getting some really decent quotes fro a clio 172 been saving like mad for ages etc and deffo decided on a clio finnally ready- got next week off so thought its the perfect time to buy one .. had a quick look on autotrader theres a few for sale..perfect

BUT

rang my insurance to ask about how i could keep my current car insured while i sell it PLUS the clio il be getting and while im on about that i also get a quote for the clio and turns out my current insurer wont insure me on a clio so i either cancel and get a new policy or wait till november till it time to renew and to be honest theres not much of a choice to make as il have 3 yrs ncb in nov n it seems a waste going back to 2.

so i have to keep my current car even longer plus MOT it now, my dreams of cruising round in the sun next week gone

plus the patronising woman on the phone was like " even though its only a little clio there a very high insurance group" - really!

guess i should have checked with them ages ago really before getting my hopes up!!

*rant over*

 

[danclarke]

i was worried this was going to happen to me when i got mine, i went from a Citroen C2 GT to an RS, and i was worried they'd just outright refuse to carry it over. At first they kicked up a bit of s**t (i was only 21 at the time), but they eventually made an exception given that there was only a few months left on the policy and id been with them for a few years.

Perhaps ring them up and kick up a fuss about it and they may sort it for you?

 

[daveymacivor]

Unlucky mate, id be sick as a parrot aswell.

 

[Goders172]

Unlucky mate i got the same thing "its a big engine for a small ca you know sir, a 2.0" "the 172 stands for the power, which is alot for a clio "

Really no Sh*t pehaps thats one of the main reasons im buying it.

Luckily for me though i was only 1 month into my new policy so was able to go elsewhere.

 

[Munday]

I had the exact same problem. I was 20 when I got my 182 and Churchill wouldn't insure me on it. I lost nearly a years NCB because of it.

 

[H86]

i might try ring them again , it didnt cross my mind to check with me getting such good quotes online i dont even mind paying through the bloody roof for it untill renewal but just point blank NO!

fair enough im only 21 but been a girl its normally not as bad to get insured and iv not had any really expensive quotes.

... its not the same gettin new car in winter

ah well nothing i can do except ring again and see if they can sort something.

 

[Owen]

I had the exact same problem. I was 20 when I got my 182 and Churchill wouldn't insure me on it. I lost nearly a years NCB because of it.

Same thing here....lost 10months NCB because the AA wanted an extra £700 to insure the clio on the last 2months of my policy, so told them to screw that and to refund me the difference which was about £250 - otherwise i would have in effect paid them £950 for 2 months cover: 12 months cover through greenlight is cheaper than that!:quiet:

I had some truly random quotes to insure my 182 from £750 to over £5000!!

Chin up H86 you'll get your 1*2 soon..

 

[Christopher]

sh*tter

hope you get it sorted

 

[Michael172]

im worried this will ahppen if i ever get a 1.6

 

[fmp_]

insurance is a funny old thing.

when i got my 182 i was with Churchill.

I did a online quote and it came out to £700ish. I thought great, i can afford that, good price etc etc.

So i rang them up, and asked to change my existing policy (citroen C2) to the new 182.

They said ok, that will be an extra £800 odd quid. Which was on top of the £300 odd quid i had paid a few months before for the existing car.

So i cancelled the current policy, got my refund, then two minutes later applied online and got it for the £700 odd quid!

strange to say the least!