Insurance on my 172...

[hype]

I got my renewal quote through from Direct Line this morning and was very please to see it had gone down by almost £200 quid from last year. Even so Ive just phoned a few other companies up to make sure Im getting a good deal. What I dont understand is why my Direct Line quote is so much cheaper than the other quotes Ive got. This is how it works out (bear in mind Im 26, got 3 points on my license and 4 years no claims (with one claim for theft a year ago)):

Direct Line £669.90

Liverpool Victoria £1357.74

Norwich Union £1139.00 (quote me happy?!?!)

Any ideas why there is so much difference?
Plus can anyone recommend someone who might actually be cheaper?

 

[Tom]

F E C K.

Thats cheap.

 

[Seedy]

Use e-sure if you have more than 4 yrs n-claims...

i am 29 my Cup is £620 fully comp, i expect it to go down in Dec when i turn 30...

 

[unofficialPete]

Just luck and you might be in their target age or they have to make quotas..

1.4 S (18 pass pluss)

NU - 1100 FC

Churchill - 1800

Performance Direct - 2800

and it just keeps going up.

 

[mikeherts]

Im 3 years younger than you, same no claims, same car, but no points and pay £649 with Natwest bank insurance

 

[hype]

Quote: Originally posted by Seedy on 06 August 2003
Use e-sure if you have more than 4 yrs n-claims...i am 29 my Cup is £620 fully comp, i expect it to go down in Dec when i turn 30...


I tried to get a qoute from esure online but it went wrong when I said Id made a claim just over a year ago. Will they still insure even if Ive got points on my license?

 

[Seedy]

Not sure depends how old you are... Try phoning them the online quoting is a bag of...K

 

[Ben P]

I used to be with Direct Line they are good. Tescos were cheaper, but they have put their prices up recently so I wont be renewing with them

 

[hype]

Just tried tesco - not bad at £805.35 but obviously still more than DL

 

[chris_leic172]

Currently insured with Tesco @ £590 fully comp, tried Esure who quoted me £780 fully comp!

 

[paddymph]

Sooooooooooooooooo many factors determine renewal prices, even down to which person quotes you.

Age, location, mileage, value, occupation, marriage etc etc all make a difference. Renewal rates are supposed to be better than New Business in order to retain customers.

Id bet that if you rung Direct Line and said this:

"Ive been shopping round and got one for £620 [so £50 cheaper], I dont wanna go with Company X as i like your service and would prefer to stay with you, anything you can do? Could u match it?"

theyd probably match it for you, give it a go cos it will work, just dont push your luck cos theyll know youre lying!

Oh, and Sainsburys are cheapest for majority of people at the moment.....

 

[hype]

Just tried Sainsburys and they wont insure me because I keep my car on the road overnight.

 

[paddymph]

ring direct line and say the magic phrase!

 

[Paranoia]

Quote: Originally posted by hype on 06 August 2003

Quote: Originally posted by Seedy on 06 August 2003


Use e-sure if you have more than 4 yrs n-claims...

i am 29 my Cup is £620 fully comp, i expect it to go down in Dec when i turn 30...

I tried to get a qoute from esure online but it went wrong when I said Id made a claim just over a year ago. Will they still insure even if Ive got points on my license?

I tried e-sure for they Golf. Soon as I mentioned GTi they didnt want to know said it was "High risk", yeah right.

 

[paddymph]

LMAO @ High Risk! they kiddin or what?!

 

[wackojacko]

Well, Direct Line have some funny ideas bought High Risk cars and people!!!

Ok fair enough im 20 1NCB with a 172 but DL REFUSED to quote me even on a SAXO VTR, I mean COME ON how is that a high risk car?!?!?

 

[paddymph]

thing is they are now the UKs biggest, they can be choosey!!

 

[Gwynny]

im 21 with 1 ncb best worst quote was 5k!!!!!