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Insurance options//Advice

Car  clio...
So I'm looking at the options with a flexibell policy...

Legal Expenses £22
Windscreen cover £12
Drive other cars third party £45
Replacement car £13/30
Personal Injury cover £25

& I'm thinking do I really need any of them? I'm thinking the third party cover, because it would be nice to have.

Which options would you choose and why?
 
most insurer's will give that as standard mate, just get ringing around, or confussed.com it. the insurance i sell the only thing you actually have to pay for is the legal protection
 
as said. you get most opf that thrown in with elephant...and they are essentially the same company. bells excess charges are also a lot higher.
 
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