Insurance prices.

[Joshua.J]

Well not having much luck with insurance dont no how these other young people are getting cheap quotes. I phoned flux,bell,brentcare no luck with any off them.

flux - cant quote
brentcare - got to be 19 even though i will be on the insurance start date
bell - 4,806

So who else can i try or is it a case of get rid of my hard earned pride and joy :dapprove:

Also how have 18-19 year olds got quotes sub 2k ?

 

[Magic Johnson]

What car have you got?

 

[Harpham]

I'm with admiral multicar. I was 20 when the policy started and it's costing £1100 for the 172

 

[Joshua.J]

I have a 172 "02" clio, tryed admiral they want 4,069.

 

[Magic Johnson]

Have you had it insured before?

 

[Girder]

I'm not suprised at those quotes at your age. I'm 21 and still cannot justify the insurance!

 

[Joshua.J]

Yer last year i insured it no bother well no bother it was sub 2k, now insurance quotes seem to be getting higher through out the months last month i had it at 2,200, then 3,400 now 4,800.

 

[Magic Johnson]

Yeah, insurance premiums have risen by 50% in the last two years alone so it's not surprising. They are absolutely hammering young drivers with 'hot' cars. Unfortunately there's not a lot you can do about it mate! If you want to save money sell the 172, buy a small car, rack your NCB up and re-buy in a couple of years time.

Not fun I know.

 

[Joshua.J]

Yer thats what its looking like to me, just annoying how i worked my ass off to afford car and insurance then some spotty teen on the other end of the phone says they wont insure me. Plus whats a decent car i can go for that will make me happy and as fun to drive as the clio lol

How have some of you teens got your damn cars insured sub 2k?

 

[Gally]

Buy a 1.6 something or other and save on your insurance.

Make it handle and you'll have fun.

 

[Girder]

I agree Joshua but it is high for a reason. At that price it would be silly to keep the Clio although what can you downgrade too? MK5 Fiesta ZS, C2 VTS?

 

[Magic Johnson]

Nah, 1.6 is still quite high for under 20's. Go for a dCi 80 or something, feels nippy enough that you won't get bored, and the money it saves you you can put aside for a mint Trophy in a couple of years time!

 

[Joshua.J]

all my mates own saxo vtr's,vts fiesta mk5 zetec s...and all paying 1,500 or below. Duno about diesel though im thinking a rascal van RWD well i will be in the forces next year so wont need a car really this was gona be my last year of fun.

 

[Gally]

To be honest I wouldn't pay 1.5k to insure anything!!!

I pay £300 a year to insure a group 15a an agreed market value of 7.5k, 6 years no claims, will be 7 in December.

I started off on my own insurance and in small cars now i'm reaping the rewards.

Anybody who pays that much to insure their car imo has no reason to complain. You're young and you're driving a fast car. That's like complaining about mpg in a 2.0ltr hot hatch.

 

[Joshua.J]

Yer i get what you saying the thing that is annoying is i saved up and worked my ass of last year and got insured sub 2k which i was happy to pay, now this year its gone up when iv had another years experience in a high performance car yet they want more money.

 

[brisa4984]

just sell, get a lower group car and build ncb..

we all had to do it. Its the way it is..

 

[James28]

Im 18 and my 1.2 is £1200...

 

[Joshua.J]

Im 18 and my 1.2 is £1200...

ouch! so basically if i want dirt cheap insurance its got to be a 1.0 lol great 2.0L fastest car in the world to a micra. That will be a fun swap

 

[Charlie.]

I see in the other thread you got 3 points.

That + being 18 + driving a 2litre Clio = the high prices.

Why's that confusing?

 

[Tunst]

I see in the other thread you got 3 points.

That + being 18 + driving a 2litre Clio = the high prices.

Why's that confusing?

Im 19, 3 point and a crash and i get quotes for 2k, still i aint gonna pay that...

 

[Little Richie]

CompanyWebsitePhone Number
Admiralhttp://www.admiral.com/0800 600 800
Adrian Fluxhttp://www.adrianflux.co.uk/0800 369 8590
A-Planhttp://www.aplan.co.uk/0121 733 6999
AXAhttp://www.axa-motor.co.uk0800 015 4292
Bell Directhttp://www.belldirect.co.uk/0800 140 180
Brentacrehttp://www.brentacre.co.uk/contact-us.php01792 650 933
Budgethttp://www.budgetinsurance.com/0800 028 9044
Chris Knotthttp://www.chrisknott.co.uk0800 917 2274/01424 200477
Churchillhttp://www.churchill.com0800 917 7853
CIShttp://www.cis.co.uk/08457 464646
Cornhill Directhttp://www.cornhilldirect.co.uk/
Crowthrone Insurancehttp://www.crowthorne.co.uk01344 771626
Direct Linehttp://uk.directline.com/0845 246 8701
Eagle Starhttp://www.eaglestar.co.uk08459 45 45 67
Elephanthttp://www.elephant.co.uk0800 118 1644
Endsleighhttp://www.endsleigh.co.uk0800 028 3571
Esurehttp://www.esure.com0845 603 7873
Footmanhttp://www.footmanjames.co.uk0843357 1909
Graham Sykeshttp://www.graham-sykes.co.uk/01395 255 100
Greenlighthttp://www.greenlight-insurance.co.uk/01277 263 030 Halifaxhttps://halifaxcarinsurance.insure-systems.co.uk/PrivateCar/Vehicle/Welcome.aspx?ton_t=HLPC&&prdcls=PC&rqstyp=welcome0845 608 9913
Hastings Directhttp://www.hastingsdirect.com0800 00 1066
HIC0844 888 4888
Its4mehttp://www.its4me.co.uk/0870 0131 464
Keith Michaelshttp://www.keithmichaels.co.uk0800 542 2141
Liverpool Victoriahttp://www.liverpoolvictoria.co.uk0800 514 514
Lloyds TSBhttp://www.insurance.co.uk0800 056 3040
Master Quote0800 085 07 30
More Thanhttp://www.morethan.com0800 072 4186
Motor Quote Directhttp://www.motorquotedirect.co.uk/0800 48 44 33
Nash Warrenhttp://www.nashwarren.co.uk/0121 559 8896
Noel Dazelyhttp://www.noeldazely.co.uk/0870 04 666 04
Norwich Unionhttp://www.norwichunion.com/0870 242 0800
Pearthttp://www.peart.co.uk/0870 240 2972
Peoples Choicehttp://www.peopleschoice.co.uk/0800 614 824
Performance Directhttp://www.performancedirect.co.uk/08704 203896
Privelege Insurancehttp://www.privilege.com/0113 292 5555
Quinn Directhttp://www.quinn-direct.com/0845 850 0845
Quote-A-Carhttp://www.quotea.co.uk/quotea/default.asp08707 709075
Quoteline Directhttp://www.quoteline-direct.co.uk/0870 444 0870
RAChttp://www.rac.co.uk0845 3000 755
Sainsburyshttp://www.sainsburysbank.co.uk/insurance/0800 032 0000
Screen Tradehttp://www.screentrade.co.uk0800 435 207
Sky Insurancehttp://www.skyinsurance.co.uk/
Tescohttp://www.tesco.com0845 300 9900
The AAhttp://www.theaa.com0870 606 0483
The Insurance Centrehttp://www.theinsurancecentre.co.uk0709 2511050
Alan & Alan0800 561 8803

That's the list I've just been thorugh - only Brentacre, HIC & Keith Michaels offered me competitive quotes. All stated that keeping my stainless exhaust reduced my quotes by 2 - 3K.

HIC just done me a good deal on my 172. Ask for Danny (leave your number if he's not about) and say Mike Cunningham sent you.

My bad, didn't look like that when I copied & Pasted. Editied for legibility.

 

[john182rs]

give GreenLight a call.
There is no one better for me when it comes to insurance, i live in a area with a high crime rate, also have MS50 (12month ban) and TS10 on the license and all mods declared, ok im 28 and been driving 6 years but mine is sub £300. IF i didnt have the MS50 i got quotes for £190'ish.

 

[DMH-01]

Nearly 5K :| I'm 19 and pay 2k for a BMW 55 plate 320ci with 3 points and 2 years no claims and that's in an F rated postcode, can't you do a multi car policy? Have you put parents as named drivers?

 

[Vicky.]

As someone has said try HIC they're good for younger drivers and I'm paying 1.5k for mine with 1ync, I'm 21 though so that may have helped.

 

[Joshua.J]

Cheers for your help guys and gals i will check them all out, to do with my points i got them a year before i was driving as it was on a tractor at age of 16 was pulling a trailer that was to big for me to be allowed to pull. They come of this year.

 

[conneh]

Brentacre are odd, when i tried to get them to insure me when i was 18 - they said i had to be 19. Now i'm 19, they say i have to be 20.

 

[Joshua.J]

Brentacre are odd, when i tried to get them to insure me when i was 18 - they said i had to be 19. Now i'm 19, they say i have to be 20.

Yer when i said i was 19 on my insurance renewal day, he said i got to have 1yncb as well i said i have to which he went. Okay well do a years driving at 19 then come back to us.

 

[Pete Nov]

http://www.cliosport.net/forum/showthread.php?509673-19yo-s-with-a-Renault-Sport-Insurance

Check this out mate, previous thread on insurance for youngsters like us!

 

[Joshua.J]

Thats annoyed me more, people getting sub 2k quotes with adrian flux when they told me to go f**k myself basically lol. God knows what im doing wrong. Even your quotes pete are cheaper than mine and iv owned one for a year lol

 

[Dunn]

i had a 172 phase 1 at 18 and i insured it with direct line for 1650
im 22 now and i pay 600 now on my phase 2

 

[rich-6]

Theres more too it than that has to be, I was group 7 in a saxo with 6 points a revoked licence at his age and was on less than him, I was getting quotes on group 15,16 cars for a lot less too

 

[jenic]

Theres more too it than that has to be, I was group 7 in a saxo with 6 points a revoked licence at his age and was on less than him, I was getting quotes on group 15,16 cars for a lot less too

Presume you live in a decent area, most in NY are.

Dont even know where Telford is but judging by this thread i'd guess the OP lives in a less good area.

 

[Joshua.J]

No the area is brilliant, group A or B. Are HIC good with mods?

 

[Riley!]

Mk1 clio 1.8 16v group 12 insurance! Thats how i rolled at your age

 

[Magic Johnson]

Lol, group a is the highest is it not?

 

[Joshua.J]

well so far i got...

Cupra r ibiza - 3,300
172 clio - 4,500-4,900
saxo vtr - 1,500
1.8 16v clio - 2,300
glanza v - 8,000

Okay if group A is the highest then the other way round lol

 

[Little Richie]

No the area is brilliant, group A or B. Are HIC good with mods?

Yes mate, brought my policy down 1K or so having a stainless exhaust.

 

[Joshua.J]

Got to be 21 with HIC, had some good news who im with at the moment admiral said they will do it for £1,900. Can people who are with admiral tell me what they put to get there quotes even lower. Seen one 19yr old was paying 1,300 with them.

 

[rich-6]

My areas a D Lol, Bottom of the scale almost FTL

 

[Kat@Renparts]

I pay £1400 for my 182, I'm 20 with 2 years no claims that's with bell. Would of been cheaper but my bf had 3 points so went up I hate paying insurance, still that's what student loans are for ha ha