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you dont normally 99% of the time lose your NCB if you get 'just' your windscren replaced through insurance.
You will possibly have to pay a windscreen excess usually £50-£100 and thats that.
Best way to check i give your insurance provider a quick bell.
If its only a chip you might even be able o get it done for free wthout having to pay an excess, go to one of those blokes with a marquee thing usually in DIY store car parks and stuff. They will tell you whats the best option depending on the state of the windscreen