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I am 20 and took over my dads policy (he drives company car) with direct line and pay 1300 with protected no claims. Direct line was cheaper than tescos for me. Everytime you ring direct line thay give a different quote so if you get a good one make sure you get a reference number
http://www.egg.comwww.egg.com. Just got a really cheap quote off them for my mate. didnt beat directline for me, but beat directline for him by over 200.