Insurance - Today Is A Good Day To Renew !

[BRUN]

ive just renewed my cover this morning

i had to go over everythin off my previous quotes as the woman said the market had changed a fair bit in the past few weeks

i had previously got quoted £1001 for TPFT with all my mods declared

today, i got it for £941, FULLY COMP !

£180 deposit an 11 installments of £69

i was previously paying £1200 TPFT with Adrian Flux, but after they shafted Nick Hill ill never use em again

 

[Tim-Grove]

£941!!!! how old are you Brun??

Tim.

 

[rockport]

whats the story with nick hill then?

 

[BRUN]

im 20 but i only started at 19, i have 1 years NCB

the story with Nick Hill is, when he crashed his Clio, which had one of his engine conversions done to it, they said they would give him £800, even though he had declared ALL the mods on the car, and even though Adrian Flux are supposed to cover these, its bull sh*t though, they dont, they offered him an £800 payout AND wanted to take the car off him

there a bunch of scam merchants

 

[Kelly]

Most insurance companies will say they cover the mods on a car, but you need to ask if it is Like for Like replacement, or they will try and get away with a simple cash settlement for the market value of the car



Thats really cheap tho Brun, well done on getting that quote. My insurance is £769 tpft with 2 years ncb.

 

[MarkRS]

Kelly, how do you insure a williams tpft ?? it is valued at less than 5k or something ?? most williams are valued over this and insurers insist on FC over 5k

cheers.

 

[myky16]

Brun... your 20 with a 1.4rt? i got my valver when i just turned 19 and am paying about the same insurance as you. mite wanna try tescos? see how much they quote u.

 

[Robby]

im a bit older 31, fully comp on my 172 is £543 with norwich union direct, all the others inc tesco quoted £750+

 

[alex_e3]

After being on my dads insurance for 3 years i am now very much regretting it! Tried getting insured on valvers/gtis but no luck! Therefore im buying another 1.4 RT but this time on my own insurance.

Brun who are you with? I live in a fairly busy/ish area, and Liverpool Victoria quoted me £990 fully comp with mods declared on the car im getting end of this week (ph II alloys, magnex exhaust, lowered, air filter, cat 1 alarm), which i thought was pretty decent considering 0 yrs no claims. Also every other place i phoned quoted me around £1400 TPFT! Ridiculous!

myky16, tescos gave me a quote of £1400 TPFT! Suppose it depends on the area & where you park your car n stuff.

 

[alex_e3]

After being on my dads insurance for 3 years i am now very much regretting it! Tried getting insured on valvers/gtis but no luck! Therefore im buying another 1.4 RT but this time on my own insurance.

Brun who are you with? I live in a fairly busy/ish area, and Liverpool Victoria quoted me £990 fully comp with mods declared on the car im getting end of this week (ph II alloys, magnex exhaust, lowered, air filter, cat 1 alarm), which i thought was pretty decent considering 0 yrs no claims. Also every other place i phoned quoted me around £1400 TPFT! Ridiculous!

myky16, tescos gave me a quote of £1400 TPFT! Suppose it depends on the area & where you park your car n stuff.

 

[steve_rt]

im on about £1200 in my 3rd year driving (2yr NCB) with 2 incidents and 3 SP friggin 30 points, thats with frizzell / liverpool victoria (im 19). some guy in the yellow pages (18-21 specialists) could do it cheaper, but he seemed TOO keen if you know what i mean for my business, i.e. wanting me to take it out there and then, could only hold it for the duration of the phone call...etc,etc. I gave him some bollox about not having my credit card handy and he kept ringing my phone (so proves they cant just hold it for 5 mins!) but EVENTUALLY got the message!

who ya with brun?

ps heard the same sh*te about adrian flux aswell

 

[Colin_S]

£550 fully comp with 4 years driving, 3 years NCB, 21 and on a valver.

 

[007]

Well as im planning a willie i got a quote from tescos: for a williams 2 95m worth £5-10k Fully Comp i got quoted £440. Im 28 FNCB and 3 points.

 

[aaronc]

£600 - Fully comp with 5 years driving, 4 yrs no claims, 22, 6 points (speeding) and on a 16v with Highway - maybe not the best company to use but dam cheap



COlin s - faily similar there

 

[myky16]

while we on the subject of insurance, i am about to renew, the only thing is when i asked for my ncb cert from the first yr they sent me a cert with 2yrs no claims on. i sent this to tesco and thus before i turn 20 will have 3 yrs.... tryed fillin out an on-line insurance quote but it didnt like it, does any1 no what i shud do? do i play dumb and try a phone quote. or is it possible that i could have built up a yrs worth on a pedda which i have never had?

 

[Ben H]

Hate to rub anyones noses in it, but Im paying just under £700 fully comp on my 16v with only 1 years NCB (previously on my dads policy). Im 22, but I live in rural Wales, so theres not much chance of theft!

 

[PaulRobo]

Quote: Originally posted by Robby on 28 January 2003

im a bit older 31, fully comp on my 172 is £543 with norwich union direct, all the others inc tesco quoted £750+

W.T.F???? Im 24, clio RT with a 5 turbo lump in DECLARED. Allys zaust D.V big carb, CLifford. £291 FC 4 years no claims.



I no waht your all thinkin, they made a mistake, well thats there fault, i have sent 2 letters (i have copies of both 1 via fax i via post) to say that the engin is a 5 turbo lump. I have a confrimation saying that its loged, insurance states that its a modded 1.4.

 

[Craggy]

computer generated indurance is a load of bollox, i put in my ostcode, and i put in my mum and dads, and mine is about 1400, and my mum and dads is about 1550, the funny thing is the streets are about 100 yds apart literally, also my mums is a quiet cul-desac.

 

[Rasclart]

I live in a very samll in a low crime rate area.

2 years NCB and Pass Plus. TPTT is £820 and I am 20.

Thats on a 16V

 

[myky16]

liquid whos that with? ike i say i am re-newing soon got a passplus to.

 

[McBunny]

well my quote was 774 on a 172 with alloys at 23 with 3 years no claims thats with egg

Brun nice to see some peeps off scoobynet

 

[Hit&Run]

Quote on a 172Mk2 fully comp.

Looks like u guys got it cheap, I am 27 with 0 NCB/no points/no convictions/no mods, Elephant insurance quoted me £3,800 for 10 months cover, got it from Tesco for under £1,800 for 1 yrs cover.

Dont ever insure with Elephant they are the worst, I had an accident and reported it to them the same day. 2 months went by and I got a letter from the police saying that I had left the scene without giving my details which is bull@$£". Phoned Elephant up and they had not done a thing, I said have u tried to contact the other party they said yes but the line was engaged. I said did u try again or write to them, no they said we wait and if they do not contact us u lose your NCB.

Nice or what, they only want to go for 50/50 on claims, thats how I lost my 2 years NCB.

 

[KDF]

When I was looking for a new car I never even looked at the clio seriously as I knew it was group 16.. i though no chance..

It was only when I tried tesco that I got a shock.. £780 fully comp, thats with 7 points for IN10 and 4 years NCB

 

[BRUN]

Quote: Originally posted by dogmaul on 28 January 2003


well my quote was 774 on a 172 with alloys at 23 with 3 years no claims thats with egg

Brun nice to see some peeps off scoobynet

im not the same Brun from Scoobynet mate, he posts under the name Brun. and i post under BRUN........confusing i know

 

[tadpole]

Thats a good quote BRUN, whod you get that with? What mods you got? Mines up for renewal soon, got stung on my mods this year, gonna have to find a specialist insurer methinks!

Jon

 

[Dansta]

£1394 Fully Comp on me CUP, 20 yrs old 1 yr ncb coming up. 1 accident!

 

[RobFenn]

Thats actually pretty good going. Who are you with Dan?

 

[Tom]

my insurance is now (3rd year) £420 fully comp 2 years NCB garaged

20 years old

On a cup i got quoted £980 fully comp

 

[Dansta]

direct line fella

 

[RobFenn]

Cool, im with them anyway, ill try and get a cup for my 19th then