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Insurance Under 21’s Help



  Clio 172
Insured with: Elephant
Age: 17
Car: Clio 16v (modded)
Mods: Alloys, exterior deco changes, full system magnex exhaust, de cat, manifold changes and lowered.
Current price: 2197.60 TPFT
 
I

instinctz

i think i must get humped! i pay £1300 fully comp with just under 1 year NCB for my pishy (unmodified :rolleyes: ) 1.2 '96 clio with directline - think its a 400 excess too...oh yea n im 20
 
i gave up on my 172, couldnt afford the insurance, best quote i got was 3000. im 19 wiht 1yrs NCB and no points. yet looking at what some people on here have got i dont understand
 
  tiTTy & SV650
i used elephant when I was under 21, 205 gti, group 12 insurance with 0ncb was bout £800, came down to £670 with 2 years ncb
 
  Burbler
Elephant just quoted me over £3000, 18, Dynamique 1.2, no NCB, no points or claims... What did I do Wrong?!!!!

Tesco quoted me £1784 on all the same details?????????????????????????????
 
  RenaultSport clio 172 mk2
Im 21, I have a 2002 Cliosport 172, im with tesco fully comp, think my excess is approx £250-£300,i have NO no claims, been driving 3 years, no points etc,

£1455 with tesco
 
  RenaultSport clio 172 mk2
Flamered12 said:
Elephant just quoted me over £3000, 18, Dynamique 1.2, no NCB, no points or claims... What did I do Wrong?!!!!

Tesco quoted me £1784 on all the same details?????????????????????????????

Thats called ripping you off mate, i get quoted over £5000 for a 172, i just laughed at them.
 

Deeg

ClioSport Club Member
21, 2 Years NCB, 5 Points (CD10), claim, points and claim 3 years ago.

£280 TPFT 1997 1.2RL - HIC - Always been about half what everyone else was for me.

Only problem I had was cancelling the breakdown policy that they automatically add to your policy, once that was done,e verything was laughin'.

I think there is also a CS discount with HIC (there used to be anyway). If you do get a quote with HIC, always ask for the person who gave you the quote if you phone back to accept as they work on commission.
 
  R.I.P 182
Elephant quoted me cheapest for every car ive put in... they want 800 for a mini cooper :O and 1100 for a 1.4 dynamique or 1800 for a 16v!
 
  S2000
I'm hoping to go with Bell in december as they are the cheapest by a mile for me - only about £650 TPFT for my 1.4RT or £1000 for a valver TPFT and I'm just 18 with no NCD.

Would be even better with a discount :)
 
  RenaultSport Clio 172 CUP
Insurance kills me,

Car: Clio Mk2 172 CUP
Insurance Group: 16

My Age: 18, well 19 now
Modifcations declared (*2)

cost on my mums = £1960 with bell direct, on my self with them it would cost around £4500!!
Will be having a Gen2 Induction kit from K&N, this plus £200 on to the insurance!

Next year it should drop i guess i am hoping for somthing below £2800 on my own insurance with bell direct then i will swap! :p
 
Last edited:
  Civic Vtec y0
I just got a quote from bell, £690 on my 1.2 mk1 with no NCB

Im with tesco at the min and there taking bout £100 a month, so I think a swap is in order!
 


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