insurance, what do you pay, on what car, with how many no claims...

[black kro]

37, £290 FC with business use.......Natwest Insurance

............. including declared mods, speeding fine and two claims in last 5 years (drive-off car-park damage by unknown wan*er & a roundabout shunt by me!)

 

[Neil G]

£300 for my 172 fully comp

 

[MikeA]

£1900 fully comp with 2 years no claims and i'm 19 on a 182

 

[Timmay]

745 (although cos i pay monthly its 800) on my 1.6 16v im 21 with 1 years NCB

 

[jooliona]

Just wondered if anyone was bein a** raped as much as me by the old insurance companies...

i payed £1800 for a 9month bonus accelerator for my first years no claims - going down to about £1050 whenh i reknew next month...

1800 ??? on a 1.2 ?? thats f**king daylight robbery! :S

have u tried bell.co.uk ?

 

[craigp172cup]

who you with for that cheap pal, i'd love to know - i tried to get insurance on a 182 and cheapest quote i got was £3100, im also 21 with 1 years no claims ?!?!

im paying 950 for my 172cup right now with 0 NCB and im 21. thats with direct line. Elephant were also offering the same

 

[seb]

24 yrs old 7 years ncb. I paid £540 FC with protection with 3 speeding points. (182 btw)

 

[E11OOT]

20....2yrs NCB....cupped 182.....£1490 with bell....fully comp on my own.

 

[d_tyler]

I pay £790, 2 years no claims, 3 years driving and im 24. Fully comp

 

[Nightfire]

Mine's About £800 all mods declared fully comp on a 1.2 with e-car and 1yr ncb. I'm 25

 

[Adams_16v]

£480 on a 200+bhp clio all mods decalired!

8 year NCB
no points or claims

 

[Darren S]

Anyone got a two-car family? Seems massively worth it to insure the two at the same time with the same company, such as Admiral's Multi-Car scheme.

Insured seperately:-
182 - £760 last year for me and Jain as a named driver. Recent quotes above £800 for the renewal.
V6 - £670 for Jain as the sole driver of the Vee. Recent quotes above £900 for the renewal. Most were in four-figures, again, for her alone.

Insured together:-
182 - £485 for both me and Jain to drive.
V6 - £650 for both me and Jain to drive.

Seems a far better (and cheaper) way of doing things....

D.

 

[Leeshez]

£391 fully comp 15 years no clams.

 

[darren_rallye]

21 with 1NCB and a previous big claim would have been 1400 on a ph-quick.

Instead I insure my 106 GTi for half that whilst I'm saving up/graduate :dead:

 

[Tyson-182]

£1500, 182, 1 years no claims, 3 points, 22 years old.

Ouch.

Alan, who are you with?

Tyson.

 

[Mark5290]

34 with 17 years no claims, £399 fully comp (protected) with Privilege.

 

[S22 JGS]

£734
With protected no claims
4years ncb

with privilege

 

[girl182]

£441 with NIG - 10yrs no claims & 3 points pending (protected & guaranteed no claims)

someone on here said to use Sky Insurance Brokers - highly recommend them!

 

[Benson03]

£603 Fully comp
No NCB
Driving since May
22 yrs old

Norwich Union Direct

 

[Pat_986]

Well happy with mine;

20
4Y NCB(due to bonus accelerator things)
Valver
All mods declared
No points/calims

£320 fully comp!

 

[Sib]

Admiral have just sent me this years renewal:

33 year old living in SR5 (group E), 5 years NCB, Driver for 15 year, 1 incident in past 3 year, 3 pts, Wife also on policy ....

900 quid.

Dafties, confused.com here I come

 

[Pep]

thats crazy, i know its a renewal but theres 20 year olds paying less than that!

think im going to keep my 1.2 untill im fully qualified in 2 years, then when i've got more money than sense i might have to have a 182 cup! i know they'll be old by then, but im in love with the cars!!!

 

[Matteh]

i pay just under a grand (tpft) for my valver. thats at 20, license for 1 year and 0ncb (still tied up in my old policy on my RT due to a hit and run ). Mods declared obv.

 

[JayR]

21, 2 years nc = £950 with Admiral

 

[jay s]

25, 5 years ncb, fully comp £350 on my hybrid. oh and thats with performance direct.

 

[steve740]

I pay 500 a year on a valver with 1 years no claims on a third party policy

 

[Jays172]

sib, if you get your insurance through confused.com, it's normally admiral (for me at least) that come out cheapest, and for some reason, if i call admiral my insurance is about £1050, whereas if I go through confused I can get it for £800 with admiral, reallly weird

 

[RifRaf]

Just had my renewal through from Norwich Union £793 on a 55 plate 182.

32 and have been driving for 14 years with 12 years no claims. No points and never made a claim and actually got a refund last year when I moved as I now live in a low crime area apparently.

Rich who do you have your insurance through ?

 

[MadSi]

172 standard £457 full comp, 36, 10yrs no claims - aim to get to around £400 next month when it's due - Rich, who insured yours?

 

[Charlieboy]

I gotta 172 cup and paying £800 with 7 years no claims.

 

[Thomss]

2 years NC, age 27, £776

 

[Vincec79]

I switched the insurance on my old Golf GTI Turbo to the clio and paid an extra £70 so less admin fees probably just under £700 with Greenlight

I'm 26 with 2 years no claims and no accidents within the last 4 yrs so didn't put it up

 

[jon 172]

£50 per month full no claims age 31 for my 172 51 plate i dont understand it as i only paid £28 per month for my gt4 st205 turbo which was running at 315 bhp

 

[Wazza182]

23 driving for 2 years, one years no claims 1 accident £480 TPFT on own policy. On a clio 1.8 16v

 

[DebV6]

£676 with Elephant, 3 years no claims and 3 points. I'm 23 and live in the worst postcode area

 

[MadSi]

Just tried to get a quote from Morethan - could not do it as my car is not listed in their database so they passed me onto Hastings - quoted me £482

Can't understand morethan as they had the cup listed and thats the poor mans relation

 

[SteTommo]

I was paying £1,800 3rd party with adrian flux. I never actually payed that much as I changed my car near the end of the year but that was the renwal quote.

The car was a moded Rover 620Ti (+200bhp, IG18) I'm 23 with 3yrs NC and no points.

So after shopping around I managed to get a traders policy for £650. This allows me to drive any car, bike, quad, HGV, PSV, moterhome, kit car and prety much anything with a engine and wheels. There are no limitations on power, cost or mods. I don't have to be the owner or keeper, I just need their permission to drive it. It also covers my own car for personal, domestic, social, business and pleasure. As well as my GFs. And anyone can drive any car I own for demonstration puposes.

However that is only 3rd party.

Obviusly you do actually have te be a motor trader to qualify! But I've started buying and selling Clios and it's more than payed for the policy.

 

[TonyWinter]

28years old, 9 years NCB and paying 147quid FC for a non-modded 1.4 RT with Lloyds TSB Car Insurance, not too bad I dont reckon.

 

[Justin]

19, 0ncd, 182 cup, £1300

 

[Paddy_g46]

18 years old, 0 ncd, 1 claim, mum on policy, 10 month bonus accelerator
1.4rt: £800
valver: £1200