Just seen this on bbc news! How would you feel about your insurer asking for replica parts in the event you had a bash?
http://www.bbc.co.uk/news/uk-northern-ireland-25102003
http://www.bbc.co.uk/news/uk-northern-ireland-25102003
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Insurers using replica Parts rather than OEM
- Thread starter Zeitgeist0190
- Start date
7R
They're pattern parts...pretty standard tbh.
I still would have liked to think that in the event my insurance was having to repair my car, they'd be using genuine items and not a copied item, unless they specifically cleared it up with you up front!
I've no idea how common this is through the industry though, surely if you were looking to do it on the cheap with copied aprts, you wouldn't be using insurance in the first place!
I've no idea how common this is through the industry though, surely if you were looking to do it on the cheap with copied aprts, you wouldn't be using insurance in the first place!
Interesting, I never knew that. I could imagine if you'd fitted a pattern part which then broke down and caused you to have another crash, the insurance company would be unhappy about it!
We're only talking body panel really mate.
I suppose you're right, much more internal damage and they'd probably write it off.
Still though, it's the principal! It'd be like insuring your rolex, it gets damaged/nicked and you get some ebay fake as a replacement!
MR2 Mk1.5
No, people do not, and when things don't go the way they expect, they blame the insurers. Eg, untick the courtesy car box on the price comparison site, be outraged when no courtesy car is offered when a claim comes in. People are actually that clever!
An everyday occurrence for us chap. The Rolex comparison is not relevant unless your policy stated replace with replica.
A long while back granted I rebuilt the front end of my MK4 Escort with pattern parts (Bonnet, wings, slam panel) all fitted fine, admittedly I did use a genuine bumper as the pattern ones were shocking.)
If you take out mobile phone insurance and then break your phone, would you be happy at receiving a replica iPhone?
Don't get me wrong, if I was knocking about in a new Audi / BMW etc and had a bump I wouldn't be happy with pattern parts, however IMO they have a place, if it was a choice of writing off a motor Vs pattern part repair for example id go pattern part (and probably punt the car on shortly after).
I'd wager that many if the 'Mint' older Fords have pattern parts fitted, as gally mentions though older pattern parts were probably 'better' than modern panels.
I'd wager that many if the 'Mint' older Fords have pattern parts fitted, as gally mentions though older pattern parts were probably 'better' than modern panels.
GrahamS
ClioSport Club Member
335d
The insurer I used to work for was heading towards no pattern parts as it was causing complaints. You would be surprised how many more cars are repairable because the DAL parts are so much cheaper.
as gally says though, too late, there is usually a clause saying we may use replica or green parts
as gally says though, too late, there is usually a clause saying we may use replica or green parts
2010 Jetta TDi 140
A friends MK4 R32 was bashed into 6 weeks ago which damaged the steering rack amongst other parts. They are struggling to get hold of a genuine VW replacement part and so he gave the garage permission to fit a reconditioned unit. The insurers rejected this as it is part of the vehicle safety system and a new genuine part must be fitted. VW have to get some made and it will be February before he gets the car back!
GrahamS
ClioSport Club Member
335d
What insurer is that, they must be crazy, we used to be more than happy to do that if they put in writing/email/recorded call that they were happy for it to happen. Used to save a little too.
He has the right to have that rack fitted if he wants
They are running a business, sadly some people think insurance is a right. You also choose your policy and insurer. I chose to pay more per year to go with an insurer I trust and know inside out.
TBH if someone offered me a completely free diesel insignia with no running costs other than fuel till feb I'd be quite happy to use it rather than having to stomach the cost of tyres/service/depreciation etc on my own cars.
I see a lot that people don't know have been previously repaired, but you can tell straight away. The most annoying one on a 172/182 is the front grille, they're about the same price for genuine as a pattern part, but the pattern ones are a shockingly bad fit. Slam panels for mk2 Clios are hilarious too, I had to rectify one by slotting all the holes about 10mm just the get the bonnet catch to work properly. The worst bit about that is, I offered a genuine used one to the owner for free but the body shop didn't want to use it.
just slight difference in need of a little wiggling.Similar threads
