I already know that my insurance will be £1400 for a 1.2 8v up to £1500 for a 1.4 16v, so i might as well pay the extra insurance wise.
Its just a pain trying to find a 2000 1.4 16v Si for around £4000. I found one for £5000, so im sure if I get myself a high milage model I can get it knocked down.