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Is this a good quote?



  1996 Valver
Just had my renewal through;

£750 TPFT for the 10 month deal with elephant, thats with;
19 Year old
3years NC (did the 10moth thing)
Good postcode
no points or claims
Limmited to 5k miles (due to a motorbike)
Also with my mum on the quote

1996Clio 16V
 
I don't think thats bad considering your age, Insuring ANY car at 19 is a nightmare! got a mate with Fabia VRs and he pays well over £1200!!!

Just stay clean for a couple of years, it'll drop!
 
  Golf R/Leon FR
thats not bad dude mine is £880 on a 172 fully comp with 3 yrs ncb although i dont have the best postcode. im 22.
 
At 19 your always gonna get stiched. :-(

I pay £640 on my 05 182 with 3yncb im 25 with RG postcode.

Car has prospeed exhaust with decat and coilovers.
 
donsrno1 said:
Try www.bell.co.uk mate. I've had a quote of £1000 tpft with them for a valver and I am 18 with no NCD so I am sure you could get it cheaper still.

Bell direct are the sister company of elephant... It really pays to play these 2 off against each other.
 
  S2000
Well I always get much cheaper quotes from Bell. I didn;t realise they were sister compannies. Are there any more other than Elephant/Admiral/Bell?
 
That's not to bad for a valver.

I was paying £700odd when I was 20 with 2yrs NCB with all my mods.

It's down to £300 now I'm an old man hehe! (22 & 4yrs NCB)

One point though, how far away from being 20 are you? It makes a big difference and I wouldn't be suprised if you could get it down to £500ish. My insurance cocked up on my renewal and just changing me from 20 to 21 knock over £250 off!

Also, what's the price for a 12month policy?
 
  1996 Valver
I’m 20 in Feb, so can’t really wait till then/ the monthly cost of temp cover will probably make it equal to the same price.

I know this will upset allot of people, but what how much will mods boost the price,

Power flow exhaust
K&N
SPax adjustable -35mm
Standard turbines in white

Ta
 
  S2000
About the mods mate - just put them in on the quote if it's with elephant you are getting a quote as they normally allow you to get a price including mods online. Did you try bell? As I said they are a lot cheaper than elephant for me - and they also allow you to enter mods online. They may however tell you that you have to phone them to get a quote if you tick certain boxes on the mods page (the only one I know they do this with for sure is if it's lowered more than 50mm.
 
Thats a good quote the dude who i sold my valver to was also 19 & he was going to pay £1200 tpft.
One thing with elephant is check the excess - they have a standard one because of your age, and you have the option to add voluntary to it, my excess was more than my insurance on my valver !!!!
 
Did try and edit my post with this but there is a gay 5 min rule......

The excess with bell works the same as Elephant you have a compulsory excess depending on your age
 
Sport182 said:
At 19 your always gonna get stiched. :-(

I pay £640 on my 05 182 with 3yncb im 25 with RG postcode.

Car has prospeed exhaust with decat and coilovers.

what's RG postcode?
I pay £1000 on my 02 172 with 2 years NCB .. I'm 28 ... TESCO!!!
 
RG is Reading area.

Tesco gave me a poor quote. My renewal was nearly 900 but I played Elephant and Bell off against each other and got them down to £640. Elephant were adament that they woulld not be beaten by Bell :)

I was happy with £640. My excess is only £150 too. All mods declared.
 
Don't complain I pay just over £600 on a dci and I'm 23. For a 172/182 I'm looking at £1.3k. Even on my Williams TPFT it was £1.1k.
Its not like I'm a bad client I've 3 YRS NCB and 1 claim. Nice area just the 20k a year puts them off I think.
 


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