new car in november should i get a 172 or not?

[micallef1990]

my insurance renewal is in November and i will be 19 with 2 years no claims, i currently have a mk2 ph2 1.6, is on 70.000 miles so will probs get around 2400 for it. and i am thinking about getting something a bit quicker, could i get a decent ph1 172 for around that price? or can i get another fun car for around that price that wont kill me on insurance. cheers

 

[Alan]

106 gti, saxo VTS, lupo VTS...and so on and so on..

 

[Revels]

How much will insurance be? Don't cripple yourself for it.

 

[micallef1990]

i had a saxo before my Clio and it was just so small. is it quite hard to get a decent flame red ph1.

 

[Invexis-]

How much will insurance be? Don't cripple yourself for it.

I got quoted 2200.
19 with 2 years no claims.

 

[Fletcher]

i had a saxo before my Clio and it was just so small. is it quite hard to get a decent flame red ph1.

Yes, they didn't make that many flame red Ph1's so finding a good example won't be easy.

 

[Greeny.]

Plenty of ph1's about, I would have a 172 anyday over VTS or a 106 Gti though.

 

[micallef1990]

i have had a few quotes and. i pay 1900 now for my 1.6.

insurance for the Clio was 2200 so quite alot

106 gti was 1500

subaru imprezza sport 4wd was 1700 on insurance, what are they like performance wise

 

[Alan]

The sport is a non turbo 2.0 with 112 or 115bhp, coupled with a four wheel drive system...you're current 1.6 would trail a impreza sport..

 

[Louism]

i have had a few quotes and. i pay 1900 now for my 1.6.

insurance for the Clio was 2200 so quite alot

106 gti was 1500

subaru imprezza sport 4wd was 1700 on insurance, what are they like performance wise

Hello mate, ive got a 200 coming in september, im 21 with 3years no claims and i had a little trouble with insurance. I was being quoted £1500 before i added my bro (29) and someone from work (32) as named drivers. It brought its down to £850 so have you tried adding someone?

 

[Ronnie R]

Go for the 106 or VTR.

Did you try putting your mum/sis/aunt on the insurance as a named driver? that will reduce it

 

[Ronnie R]

Hello mate, ive got a 200 coming in september, im 21 with 3years no claims and i had a little trouble with insurance. I was being quoted £1500 before i added my bro (29) and someone from work (32) as named drivers. It brought its down to £850 so have you tried adding someone?

Whos that with mate?

 

[micallef1990]

all of those quotes above are with my mum on the policy. i put my aunties house down because she lives in a good postcode and it knocked around 700 quid of each quote. i hate living in the slum

 

[Louism]

Elephant of all people

 

[Monaco Sean]

I'd go for a VTS I had one @ 19 and loved it!

Not as good as the 172 but a hell of a lot cheaper to insure and £2400 will bag a decent one!

 

[Louism]

and...thats declaring it as modified (which they class it as) due to the cup chasis

 

[Louism]

all of those quotes above are with my mum on the policy. i put my aunties house down because she lives in a good postcode and it knocked around 700 quid of each quote. i hate living in the slum

I tried it with my mum on there (56) and it actually put her up for some reason so mayb try someone else maybe?

 

[micallef1990]

cheapest quote i get for a vts is 2400 tpft

 

[Louism]

adrian flux give u a 10% discount if you join a driving club like this

 

[Ronnie R]

Elephant of all people

In my experience of trying to get quotes down, adding men just keeps it the same or goes up and there 45+

 

[micallef1990]

i am with Adrian flux now, i gave them a call and they wont insure me on a 106 gti.

 

[Ronnie R]

£730 with bell for me on my old VTR

Im 19 3yrs nc and two women name drivers

 

[Monaco Sean]

Try confused mate.
@19 on a VTS I was paying about £1100 TPFT I did have 2 yrs NCB mind.

 

[micallef1990]

would it be stupid to insure it at my aunties house because it brings it down a whole lot but i don't really want to get done for fraud lol

 

[Louism]

As i said
my bro 29 3 points
guy at work 32 3 points =£850
Mum 56 3 points= 1050
lol that pissed her off when i told her.

You may just need to suck it an bare it mate regarding the car, i had to wait till i was 21 for my own quick car so i think you should too

 

[micallef1990]

Try confused mate.
@19 on a VTS I was paying about £1100 TPFT I did have 2 yrs NCB mind.

yeah mate iam using confused. i got 2 years no claims too, so don't know why its raping me

 

[Louism]

would it be stupid to insure it at my aunties house because it brings it down a whole lot but i don't really want to get done for fraud lol

Yes mate, just remember they dont want to payout, most people may get away with it but do you wanna be one of the ones who doesnt...

 

[micallef1990]

1800 on a vts with bell. or 2400 fully comp

 

[Mostro]

would it be stupid to insure it at my aunties house because it brings it down a whole lot but i don't really want to get done for fraud lol

It will invalidate your policy if/when you come to claim, so your policy would effectively be a very expensive but worthless piece of paper.......

 

[meady100]

would it be stupid to insure it at my aunties house because it brings it down a whole lot but i don't really want to get done for fraud lol

I would call it a terrible idea tbh. You might aswell just be upfront and sleep easy knowing your pride and joy is protected...

 

[theduck]

Get a Nissan 200sx. Cheapest way to go sideways AND were always relatively cheap to insure when I looked at them

 

[Brett]

Flux are good for me. £1500 tpft on a modded ph1 172, 19, 1ncb, IAM.

 

[micallef1990]

just checked the 200sx and is 3000 fully comp . would love a rear wheel drive car.

 

[Craigus]

Don't insure it at your Aunt's, If you crash (and they will check everything, in order that they don't have to pay out, especially if your young) it will invalidate your policy.

You may as well not insure it if your gonna do that.

 

[Brett]

just checked the 200sx and is 3000 fully comp . would love a rear wheel drive car.

MX5?

 

[Aluco]

19 2 years NCB pay £2050 FC on a 182.

I'd get a lupo Gti. 1*2 aren't even that fast after owning one for 2 months it feels pretty normal. Obviously its quicker than most standard stuff but its not blow your head off fast.

 

[micallef1990]

yeah i have checked an mx5 1.8 and doesn't seem too bad on insurance. i would want one that is not that girly, maybe get a matt black one if i could find one with a few smart mods.

i don't think i would be able to afford a lupo gti mate, i just want a fun car as i am at uni anyway so wont be used as much as my clio is now.