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New job = maybe a new car



  clio 1.2 16v
sooo ive got a new job now from being a lazy student working part time and doing college aswelll, well thats over now and im full time :D..

which means the extra cash for a new car turning 19 in march and want to start saving now, but everything i have tried to insure is stupid!!..

any ideas on the next car , at the moment driving a 1.2 dynamique..

want something bit bigger and faster!!..
alredi tried (insurance) , clio sport- £2,800, 206 gti- £2905, focus st £3800

any ideas ?.. dont reli wanna spend over 2k on insurace but dont want something small like a 106 gti or rally 8v..

Cheeers :)
 
  Golf TDI
hows the insurance so high on the cliosport at 19 ? i take it you dont have any no claims ...im paying less than £2800 and im 18 .
 
  BMW F21 125d
Specialist Insurers such as Flux should be cheaper than those prices above!

Any NCB ? Claims ? Points etc,
 

J03

  MX5 1.8
tbh id wanna make full advantage of the market now id say mate... everythings is going for cheap as chips!!! you can always pay monthly with insurance, keeps your financial/money organized
 
  RB 200 Cup!
just keep trying loads of insurance companies -someone is bound to get a lower quote than that

plus wtf is a pug gti cossting more to insure than a 182?
 
  Scirocco GT 2.0
anything over 1k insurance is a no!

and im 23 soon!

+1 i'd never spend me than 1k on insurance out of principal. It's a complete rip off. Profiteering FTL.

I'm just going to wait a year or 2 til i'm 20/21 and get something like a Golf GTI or a BMW 3 Series then.
 
  320d
I'd say shop around and go for it. Balls to waiting untill your 21 may aswell enjoy your hard earned cash while your young and don't have responsibilities etc
 

riz

ClioSport Club Member
  Jaguar XFR
My insurance has always been over 1k until now. Depending on your budget , but 1.5k is an ok upper limit any more than that and its alot tbh. Look at 106 gti or C2 etc.
 

CrispsCorner

ClioSport Club Member
  Astra VXR
+1 i'd never spend me than 1k on insurance out of principal. It's a complete rip off. Profiteering FTL.

I'm just going to wait a year or 2 til i'm 20/21 and get something like a Golf GTI or a BMW 3 Series then.

I agree also!

First two years of driving I was ripped paying around £1,500 (and that was on a group one insurance car!) but would never consider paying anywhere near that now... I'm 24 now btw.
 

riz

ClioSport Club Member
  Jaguar XFR
I agree also!

First two years of driving I was ripped paying around £1,500 (and that was on a group one insurance car!) but would never consider paying anywhere near that now... I'm 24 now btw.


yeah but if you didnt on your grp1 car then you wouldnt get any no claims! I just accepted it and bent over. Now im 25 and have 5 nearly 6 yrs. But my first 2 years i got ravaged by them. My first car was pants then my 182. The Vee was £1400 iirc
 
  B/G 182 + PH1 Track
Whatever you do dont insure it Third party fire/theft, because that is just a massive waste of your money.
 
  clio 1.2 16v
yer i woudlnt do that!.. been looking at 206 xsi there cumin up orite on insurance want somethign quicker but the insurance is a b**ch :(
 
  B/G 182 + PH1 Track
Tbh, i would work for another year put all the moeny away you can, next year you will be 20, get a 197 :D
 
just left college myself and into full time work

im 19 and saving for a new car also, what about a golf 1.8t? insurance for me is only £1.1k
 
  Ph1 172 + Combo van
Whatever you do dont insure it Third party fire/theft, because that is just a massive waste of your money.
+1. at my dads garage an 18 year old boy bought in his 05 plate honda civic type r that he bought on his credit card. he went round a corner too fast and spanked it into some railings writing it off. he was insured 3rd party and he got £1000 back for it when my dad sold it for pieces.
 
  320d
What about a ph1 172 insure it tpft, i know people think its a waste of money but they're so cheap now its hardly even worth claiming for them the ammount your insurance goes up .
 
  clio 1.2 16v
JUST DONE ANOTHER ON GOCOMPARE.COM:

on a 2001 plate clio 172 = fully comp : £3946 < insurance is more than the car :S..

3rd party = £2608 .

looks likes no 172 uuntil i am at least 21
 
  titanium ph1
sooo ive got a new job now from being a lazy student working part time and doing college aswelll, well thats over now and im full time :D..

which means the extra cash for a new car turning 19 in march and want to start saving now, but everything i have tried to insure is stupid!!..

any ideas on the next car , at the moment driving a 1.2 dynamique..

want something bit bigger and faster!!..
alredi tried (insurance) , clio sport- £2,800, 206 gti- £2905, focus st £3800

any ideas ?.. dont reli wanna spend over 2k on insurace but dont want something small like a 106 gti or rally 8v..

Cheeers :)

it only cost me about £900 to insure my 206 gti when i was 19 so you must be able to get cheaper quotes somewhere
 

The_Coracle

ClioSport Club Member
  Golf R
tbh id wanna make full advantage of the market now id say mate... everythings is going for cheap as chips!!! you can always pay monthly with insurance, keeps your financial/money organized


f**k that, this is where they sting you big time

Pay it up and you pay an extra £200-350 on top. WOuldnt give them anything but the amount agreed no f**king danger
 

The_Coracle

ClioSport Club Member
  Golf R
What about a ph1 172 insure it tpft, i know people think its a waste of money but they're so cheap now its hardly even worth claiming for them the ammount your insurance goes up .


Never heard such b****cks in my life.

There an Insurance Group 16 mate, i highly doubt you would get a quote cheaper than £1800 third party.

Waste of money? f**king 1.2 thats a waste of money:mad:
 

Paul.M

ClioSport Club Member
im in the same boat as you mate but 19 in may
soon starting a new job
im looking into a fiesta zetec s 2006 ish looked into them?
not uber fast but quite a good upgrade i think
 
  clio 1.2 16v
yerr i looked at a few but dont fancy one reli, been looking at 206 xsi though there oritee there an ok upgrade.. u get them pics done btw ?..
 
  Audi TT
At 18 I paid £1300 fully comp as a named driver on my 1.6 205 GTi. I loved that car though. It was awesome. If I'd have waited a whole week though I could have insured it in my name for £1200, but a week with my shiny red little toy sat outside looking at me.... No chance! ha ha.

At 23/24 I paid £1400 fully comp on my Jap import Mazda RX7 twin turbo.

At 25 for my UK Mazda RX7 twin turbo I was paying about £500.

Now at 28 on my 172 with a couple style mods declared. £397 fully comp. :)

So it looks like for decent prices you have to wait till you're 25. Sorry to break it to you but you're going to be paying through the nose for insurance for a while yet. As some said though if you wait till you're 20 and get a 197 should be a bit cheaper, the 197 is group 15 as well against the 16 for the 1*2's. :)

If I was young again I'd look at some of the deals on new cars with insurance chucked in. Seem the best value to me. Pay monthly and give the car back after 3 years.

G
 
  Clio Dyn 1.2
these cheaper to insure bland ?..

im getting the 1.8T gti MK4 Golf as my next car, ill be 19, 2 years no clames. the quotes i have been getting are £1500 fully comp, parents as named drivers on my own policy. 1.8t comes with 150 BHP, revo remap to 207bhp, so its a tidy car! and as the car market stands atm, you should be able to pick up a nice golf, for a reasonable price!

//sev
 

Paul.M

ClioSport Club Member
yerr i looked at a few but dont fancy one reli, been looking at 206 xsi though there oritee there an ok upgrade.. u get them pics done btw ?..

i went down and had a look friday night actually but was a bit dark and only had my phone with me
going to pop down one day this week do some :)
 
  Clio Dyn 1.2
19yr old, 1 yrs no claims, no accidents, £1100 with bell...... bargain

bland you legend, you just saved me £300 :D just got a quote from bell for a gti 1.8t for £1200, and i was extremely happy with my quote of £1500 with elephant before lol, good times :cool:
 
  320d
Never heard such b****cks in my life.

There an Insurance Group 16 mate, i highly doubt you would get a quote cheaper than £1800 third party.

Waste of money? f**king 1.2 thats a waste of money:mad:

I ment people say that tpft insurance is a waste of money. Also a 1.2 is a means of getting from A to B not a waste of money.

I'd be happy to pay £1800 tpft on a 172, if i could get insurance for that price i'd go out and buy a ph1 today. Unfortunately i'm going to have to wait for my 1yrs ncb next august to get that price.
 


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