Bike*
LOL at even considering spending £3500 to insure a CLIO! Save your money, get something with a smaller engine and build up your no claims for a couple of years. Plently of time for faster cars.
This.
It is frustrating having a small engine though but meh, whats the need really? Ans if you did pay that you would seriously regret it in the future, 3500 is ALOT of money!