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if your under 25 forget it mate not even wheels go through as it makes the car more nickable acording to them, even if it came with alloys and you swap them they wont do it.
they might be a little soft if you have been with them for a few years but dont hold your breath
Im with Privilege, have been for about 3 years now.
The underwriters normally only allow modifications to policy holders aged 25 and over.
If you are under 25 but have been with them for a few years they usually allow mods for a smallish increase depending on the Mod of course - for me it was alloys and suspension on my 1.4s 8v, I was 24 and they added an extra £100 to my policy if I recall correctly.
Im still with them on my 172 but tbh, im likely to change to somebody more mod friendly like Greenlight come renewal.
im with them, last time i renewed my policy i was under 25 and they did sting me on the mods. other than that cant really fault them theyve always been spot on