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Should I declare an engine remap to my insurance?
iimushroomzii
Toilet roll king
Transit Connect.
I would'nt bother if its just a plain simple remap.
I wouldn't bother with a remap tbh its not something they look for on N/A cars like a 172. On turbo cars that get huge gains then yes they may check but doubt they will on a N/A car i doubt it.
I do believe in declaring mods hence why my cars standard because i'm under 25 and with directline but a remap isnt something I would be desperate to declare.
I do believe in declaring mods hence why my cars standard because i'm under 25 and with directline but a remap isnt something I would be desperate to declare.
One key question - do you insurance company know your a member on Cliosport? or do you have cliosport stickers in the window?
The reason I ask that is that its worth bearing in mind some insurers will look through your forum activity at times if you have an accident so could easily come across something like this. It is unlikely, but IMO worth bearing in mind that you could shoot yourself in the foot stating on a public forum that your not going to declare, as that could also make any claims of ignorance totally invalid if it beceam an issue.
Personally, whether or not I would declare it would depend on who I was with and how much extra they would charge. If it isn't much I would declare it, if its a fair bit I would more than likely take my chances and not bother.
The reason I ask that is that its worth bearing in mind some insurers will look through your forum activity at times if you have an accident so could easily come across something like this. It is unlikely, but IMO worth bearing in mind that you could shoot yourself in the foot stating on a public forum that your not going to declare, as that could also make any claims of ignorance totally invalid if it beceam an issue.
Personally, whether or not I would declare it would depend on who I was with and how much extra they would charge. If it isn't much I would declare it, if its a fair bit I would more than likely take my chances and not bother.
A decat does not invalidate your insurance as long as it is declared (could argue that it is included in the decleration as a "non-standard exhaust system"). A decat in itself is not illegal.
how can a decat no be illegal when ur car wont pass an mot with one on ?
got a milltek one syas on it not for road use
just a question ???
A decat isnt illegal. Its the not passing emmisions that it. So if you ran a decat and passed the emmisions test-No problems 
As far as i know anyway
As far as i know anyway
As 172Ben said really. A decat in itself is not illegal. Basically there are two stipulations in the guidelines for cars:
- Cars must be fitted with a CAT from the factory
- Cars must pass the emissions set for that car
More often than not fitting a decat will cause your car to fail its emissions test though, hence why people think its illegal. But if, for example, the police pull you over they could not do anything about having a decat unless they actually test the car and find its outwith the emissions guidelines. Don't know if its possible with Mk2's (would doubt it?) but with some Mk1's they have been known to pass the emissions test without a CAT if everything is in good working order.
Hope that makes sense.
e92 + E46 M3 + Cup
When you re-map with the Rs tunner it clearly marks RS tunner in the log, so yes if they plug in they could possibly see it.. but erm.... who's to say the previous owner did it? & how were you to know? but then again it does store the date next to the log
2118'd Iceberg Ph2 172
When you re-map with the Rs tunner it clearly marks RS tunner in the log, so yes if they plug in they could possibly see it.. but erm.... who's to say the previous owner did it? & how were you to know? but then again it does store the date next to the log
Fair point, but yep your right the previous owners could have done it etc etc, just seems petty to me. They will never check!
Wait a minute, we have an insurance assessor on CS - Is Geesus69 around?
172 Race Car
As James said RStuner can tell you when it was last mapped. Yea im sure he wouldnt discect the map to check it but a date check would be quick and easy. if they suspected something they could take it further
Checked mine when schweppy brought his around. was January 2000 so mine hasnt been done obviosuly
Think about it this way. If you are involved in a big accident that involves having to pay out thousands of pounds. Wouldn't you check the ECU to see what was done?
For the insurance company its a couple hours work that could save them thousands of pounds. And yes they have started to check things like this out more recently. Have heard of people being found without declaring it and ending up getting nothing from the insurance.
For the insurance company its a couple hours work that could save them thousands of pounds. And yes they have started to check things like this out more recently. Have heard of people being found without declaring it and ending up getting nothing from the insurance.
Also, I think a big factor is who you are insured with and if you have any mods already declared. If you are with a company which deals with a lot of modified cars or you have declared some already they are probably more likely to look for these things.
Get everything declared mate - better safe than sorry
Good advice there me thinks!
You gona declare ure's tigger?
ForceIndia
ClioSport Club Member
Gentlemans spec 200
OT, but AFAIK, decats are insurance voiders. IIRC there was a pheads thread where a guy crashed his impreza (write off), and he was trying to go to court to get a pay out. No idea how it turned out. All the insurance companies I've used have refused to insure with a decat.
"Navy" N17 TWO
Nah I don't have insurance :nono:
Of course I will you feckin eejit lol
All legal & ready to roll FTW!
they will and do check on loads of cars sporty stuff will be checked more often than not regardless of turbo cars or not
it may well be and then your stuck with no insurance why bother paying insurance if your not going to keep it valid
they can and do though won't take a second to relise the maps on the car arn't standard never mind the file names they just check maps
MarkCup
ClioSport Club Member
LOL at insurance companies not checking things like this!
Insurance companies are in trouble, share prices have plummeted, and most have pension problems.
Do you really think that they won't do 2 hrs work checking this to invalidate your insurance and avoid paying out on a £10k claim?
Insurance companies are in trouble, share prices have plummeted, and most have pension problems.
Do you really think that they won't do 2 hrs work checking this to invalidate your insurance and avoid paying out on a £10k claim?
2118'd Iceberg Ph2 172
Hmmm, some damn good points here. I may have to rethink my insurance company views I think. All my insurance company dealings have been very good and always very much in my favour, but think I'm the minority and have been lucky.
And yep, I suppose it wouldn't be a big job for a company to check the cal file on the ECU for the sake of possibly not paying out £1k's. Especially with a firm like Adrian Flux who I'm with who are generally very clued up on mod's etc. May have to declare the RS Tuner remap methinks! Hope it doesn't do much to the premium. Think they'll ask how much BHP increase it gives. I'll say its minimal but the torque is increased, and I'll see what they say.
MarkCup
ClioSport Club Member
i'd say its mapped for smoother running, better mpg
Exactly. At least it's declared and you'd stand a chance then.
I told mine that my ECU swap was to eliminate an annoying running fault/hiccup, and that it swelled the torque curve but gave no overall maximum power gain.
No charge.
Martin_172
ClioSport Club Member
just dont crash lol
"Navy" N17 TWO
