Sports cat, panel filter, remap: need to tell insurance company?

[John D]

Which of the above mods would I need to tell my insurance company about? I'm with Elephant if that makes a difference.

 

[steve740]

All of them, anything that is different to the original spec and they need to be notified unfortunately, but its only for your benefit

 

[John D]

Cheers Steve, thought as much

 

[Lam7r]

If and i mean if you really didnt want to declare them all then i would leave off the remap as the chances of them knowing about this are minimal if non exsistent.

Officially you should declare anything that is not standard

 

[OLLZIE]

btw what happens if you dont

 

[TrophyDan]

Voids insurance policy

Not good.

 

[OLLZIE]

Is there any point about telling them on brakes, pads and lines upgrade?

 

[darren_rallye]

I can see where you're coming from with brake pads etc.

It's hardly a major mod...

Where do you draw the line? Will you have to tell them if you use Halfords pads instead of OE??

 

[MikeDX]

Will you have to tell them if you use Halfords pads instead of OE??

Oh god don't tell them that, your premium will go through the roof!

 

[OLLZIE]

Lol^^^

 

[John D]

Where do you draw the line? Will you have to tell them if you use Halfords pads instead of OE??

Good point, particularly in terms of a remap there never gonna know.

I replaced my aerial the other day. Hope they don't find out.........

 

[darren_rallye]

I don't know about panel filters because it's replacing a service iten with a branded part, rather than actually adding something like an induction kit, for example. Shouldn't it be classed the same as using super sparkplugs, or better oil?

:s

 

[tameracingdriver]

I can see where you're coming from with brake pads etc.

It's hardly a major mod...

Where do you draw the line? Will you have to tell them if you use Halfords pads instead of OE??

I havent told them about mine.

As far as I'm concerned it doesnt affect the cars performance at all so I see no point in notifying them.

I have however notified them of my exhaust.

 

[The Bear]

The only thing I would tell them about is the sports cat as that is easy to see.

The others they won't notice unless they go looking for them specifically.

 

[OLLZIE]

i should realy tell them about the ik and zorst even though it adds no frigging power to the car.