Track Car Road Insurance

[Sir_Dave]

I have recently been introduced to a specialist insurer who may be useful for some people on here with proper, occasional use track cars. Remember that 'Day Insurance' companies dont generally tend to insure 'modified' cars for road use ...

As such, if you meet the following criteria, drop me a pm, i wont be giving the name out publically:

1. Over 25.
2. At least 5 years no claims on your main car.
3. Highly modified track car, for track use, not just poncing about.
4. Limited mileage, ie 3k a year - for getting to & from trackdays.
5. Off road storage.

For example, at 28, with 0 no-claims, Admiral (who were by far the cheapest) wanted £750 for me to insure a standard Trophy next year (my no-claims are used on the BMW). With Flux wanting over £1k lol ...

This company are charging me £370, all mods declared.

:approve:

 

[MarkCup]

Do they do track cover as an add-on?

 

[Whiteley]

Sounds ideal, age and NCB aren't on my side though

 

[Chris n nic]

Sounds like exactly what I would need m8...any details?

Cheers

Chris

 

[Alex H]

Possibly me too. I'll be 25 in March!

 

[Sir_Dave]

Ill send details out via pm in the next couple of days, at home in cornwall at the mo & would prefer to give you all a direct contact / tel no

 

[Chris n nic]

Would this cover using for other than going to and from trackdays?

 

[drhowser]

I'd be interested in this too. Cheers.

 

[Sir_Dave]

Just thought i'd bump this as i've made a few changes to my policy today.

£15 admin fee, but no additional premium for cage, additional engine mods, etc. In addition, they only charged me an extra £90 for upgrade to fully comp (from tpf&t) & increase to 5k a year mileage.

Happy

Pm me if you fit the following criteria:

1. Over 25.
2. At least 5 years no claims on your main car.
3. Highly modified track car, for track use, not just poncing about.
4. Limited mileage, ie 3k a year - for getting to & from trackdays.
5. Off road storage.

 

[jon_r]

Can you pm me the details mate, I'll be after something like this in a few months time.

 

[The Boosh!]

Why not give out details Dave? Bit gay doing it over PM. I'd have thought they would want the business.

 

[recaro182]

Dave I meet all criteria except the 5 years no claims, but then again, you don't meet the 'Highly modified for track use' criteria so hopefully it's ok

 

[Sir_Dave]

Why not give out details Dave? Bit gay doing it over PM. I'd have thought they would want the business.

Strangely enough, they dont lol.

As a specialist, they are very choosy, & certainly dont want most of the neds on here phoning them up, getting a good price, then wrapping their 1.2 around the treez, cos i lost it at 15mph ofizer. And more importantly, i dont want my premiums to go up to pay for such stupidity.

Can you pm me the details mate, I'll be after something like this in a few months time.

Will do Jon.

you don't meet the 'Highly modified for track use' criteria so hopefully it's ok

Oh rly. Iirc, my tech spec is longer than yours :rasp:

 

[Skeeter]

What about if you have a pretty standard car, but don't actually use it on the road unless your GF's car is in use/off the road, or you fancy hooning it a bit? My car hardly moves and the plan is to trackday it a good few times a year.

 

[Sir_Dave]

What about if you have a pretty standard car, but don't actually use it on the road unless your GF's car is in use/off the road, or you fancy hooning it a bit? My car hardly moves and the plan is to trackday it a good few times a year.

Day Insure is what you need

 

[Jonny1*2]

I would be interested, but don't have storage if by that you mean garage
Do they cover mods or just the value of the car?

 

[Luke.]

do you 100% have to be over 25 or do they let some slide?

 

[Sir_Dave]

I would be interested, but don't have storage if by that you mean garage
Do they cover mods or just the value of the car?

Storage as in off road parking, or locked garage.

do you 100% have to be over 25 or do they let some slide?

You have to be over 25, which is considerably more than 21

Just to reiterate, this is for people that are already using their no claims on their main, day to day car, so effectively have no no-claims for their 2nd/3rd track car.

It is not for people that are looking to get a cheaper policy on their main, everyday, commuting bus.

 

[Luke.]

It will be sole track use later on in the year but still fail because ill only be 22!

Ill have to bear it in mind

Thanks

 

[Jonny1*2]

Definitely interested mate, it sums up what my car is for now. pm me the details

 

[Craig.H]

Exactly what I need although I don't meet some of the points.

Firstly, I'm 23, 24 in a month and secondly I use my no claims on the car because I have a work van with personal use.

My policy just now is 3k a year limited mileage and all mods declared pure track, nice weekend car but considerably more expensive than yours!

If you think they could help please pm me, if not then I will find this thread next year when I'm 25!

Cheers

 

[MarkCup]

Can I have a PM thankyou please?

 

[Tony Hunter]

Lol at some of the questions,it clearly states the criteria.

 

[p@blo]

Dave, couldn't see it specified in the qualifying criteria but are the policies available on an adhoc basis or simply on a 12 month term? Would only need to have it on the road on a couple of occasions to verify everything would be working properly.

Cheers

 

[Fletcher]

Just what I am after :approve:

 

[Cupman29]

Pm'd you Dave.