Visual Modifications covered insurance needed!

[AhmedRSi]

Currently with direct line

Need to switch to an insurance company that allows visual modifications such as alloy wheels at no extra cost.

Any ideas?

Thanks,

Ahmed

 

[Limca]

adrian flux.

 

[Russ.]

greenlight if your over 21 and have 1 yrs ncb

 

[AhmedRSi]

Just tried adrian flux with next months details (renewal is then will have 2 years ncb touch wood), way too expensive...

19 years old
2 years no claims
2 years held licence
1.6 16v rsi

Direct line 1100ish fully comp
Adrian flux.. 1800-2000ish

 

[Limca]

bell.

 

[Russ.]

try Admiral/Bell/Elephant

Theyre all the same group of insurers but their quotes vary by quite alot. I was with admiral and they covered mods for a decent rate.

19, 0ncb, 1.2 clio with alloys and suspensions was around £700 for me. I put my nan and mum on as named drivers which bought the quote down alot

 

[Marky_]

Swiftcover are a bit more flexible than some others.

 

[Revels]

A Plan.

 

[Chrisjk]

Just tried adrian flux with next months details (renewal is then will have 2 years ncb touch wood), way too expensive...

19 years old
2 years no claims
2 years held licence
1.6 16v rsi

Direct line 1100ish fully comp
Adrian flux.. 1800-2000ish

Im with elephant with the same car
20yr old
0 ncb
2 yrs held liscence
1.6 16v rsi

£1080 paid with alloys, bodykit, exhaust, filter change and lowering.

 

[chrispy.clio]

Add a parent on your policy.
I'v added my mum and sister and it went down loads
i'm 21
My clio 182
exhaust
Coilovers
0 NCB
£890

 

[AhmedRSi]

add them as 2ndary drivers?

 

[chrispy.clio]

add them as 2ndary drivers?

Yep
Its my policy. and they are on my insurance.

Not that i let my mum drive my car but if you think about it, if your the only person driving your car then your driving it 100% of the time, if you mature mother is on the insurance then you technically will be only driving 50% of the time. Then adding my older sister droped it a little bit more.

 

[AhmedRSi]

Ok, will try them all in the morning. Renewal dates next month but id like to get some quotes beforehand as id like to change to a company that allows me to put my alloys back on