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Written off?
- Thread starter ado
- Start date
bashracing
ClioSport Club Member
easily a write off, from what I can see a £4k repair
I wasn't there but my dad says he was going around 30mph outside Malmsbury Waitrose when a Fabia pulled out. It's all the crumple zone absorbing the energy but I'm guessing write off due to parts lead time, hire car and both airbags being deployed.
I'm pushing for a write off as this is leased for £259/mth and you can get a much nicer car for that price right now.
I'm pushing for a write off as this is leased for £259/mth and you can get a much nicer car for that price right now.
The other driver had a cut but it was small. The fabianonly had the front O/s damage.
And the rest!
I've seen Clios with less than half that damage and more repair cost!
imprezaworks
ClioSport Club Member
Mk5 Golf GTI :)
T-cut.
That my friend is Fooked.
That my friend is Fooked.
written off
and LOL at 4k ....... try doubling it and you might be close
both airbags deployed , that there is about 2k , no doubt seatbelt pretensioners as well (in fact almost certainly ) add another grand , so your looking at 3k and we havn't touched the outside yet ........
my volvo damage amounted to 18.5k in a 30 mph shunt , i would see that hyundi at 8k at least
it would be touch and go to be coming back ........
if i showed you my Lexus that got hit that was 9k , and was nothing like as bad as that .
and LOL at 4k ....... try doubling it and you might be close
both airbags deployed , that there is about 2k , no doubt seatbelt pretensioners as well (in fact almost certainly ) add another grand , so your looking at 3k and we havn't touched the outside yet ........
my volvo damage amounted to 18.5k in a 30 mph shunt , i would see that hyundi at 8k at least
it would be touch and go to be coming back ........
if i showed you my Lexus that got hit that was 9k , and was nothing like as bad as that .
Bluebeard
ClioSport Moderator
Whichever has fuel
£4000?!
Bargain isnt it, this guy is so cheap!
Here it was before he started repairs:
Here it is after a magic £4000 has been spent:
Top job imo!
bashracing
ClioSport Club Member
by the looks no suspension damage, N/S leg crumple zone, bonnet, wing, headlight, bumper, slam panel, 2 airbags and pretensioners, paint, remember it's a lease car so will be at trade price,
i stand by £4k
i stand by £4k
You do realise that a lease car is insured buy the company or person who leased it , and it makes bugger all difference as it will be a straight insurnace quote ...
that and the insurer who will be paying out is the third party by the sound of it .
insurance companies always pay the least they can to the repairer , but the quote is never done at "trade" from what i have ever seen , but i guess i always could be wrong
that and the insurer who will be paying out is the third party by the sound of it .
insurance companies always pay the least they can to the repairer , but the quote is never done at "trade" from what i have ever seen , but i guess i always could be wrong
Darren S
ClioSport Club Member
That just sounds wrong. Would a Google search take me to a German sounding website with a penchant for pain?
D.
They'll come in handy when you search for Dr. Leather again later with the safe search off.
OP - it's fooked. Maybe if it was a Ferrari, but it's not.
Depends if they can get one I'd imagine.
I'd be stuffed with the Golf, lead time is around 4 months..
I'd be stuffed with the Golf, lead time is around 4 months..
i can tell you exactly what happens when your write off a lease car as my volvo was one ........
the settlement come to you from your insurer after haggling for figure X
You ask your lease co for a settlerment figue informing them the car is written off this will be figure Y
Y - X is the amount of money that nice gap insurance you took out pays out for the difference if your car was subject to a total loss .
Lease company will want figure Y asap or will keep taking monthly payments ,and your going to have to come clean.
Not taken our gap on that lease car ........... hummm ......... FWIW the gap on mine at 15 months old was 5k
the higher the value of that lease car the most likely bigger gap
the settlement come to you from your insurer after haggling for figure X
You ask your lease co for a settlerment figue informing them the car is written off this will be figure Y
Y - X is the amount of money that nice gap insurance you took out pays out for the difference if your car was subject to a total loss .
Lease company will want figure Y asap or will keep taking monthly payments ,and your going to have to come clean.
Not taken our gap on that lease car ........... hummm ......... FWIW the gap on mine at 15 months old was 5k
the higher the value of that lease car the most likely bigger gap
Yep, no gap insurance on a lease is pretty insane. Some insurance say they will replace a car if it's within the first year, but it's a lease so I'm not sure how that would really apply to someone whose leasing in that respect.
What happens then harv, you just lease a new one (start a new lease etc)?
What happens then harv, you just lease a new one (start a new lease etc)?
Yep lease a new car again , however if the lease was a special offer promo or a stock car and cheap price you could again be screwed.
And list prices go up ,cars get facelifted etc etc so dont bank on starting again with the same car at the same price
It rarely works out that well
Happened when my lexus was hit a few years back , it was borderline write off and the assesor asked me which way did i want it going .... i got it repaired
And it cost admiral 42k in hire car costs !!
And list prices go up ,cars get facelifted etc etc so dont bank on starting again with the same car at the same price
It rarely works out that well
Happened when my lexus was hit a few years back , it was borderline write off and the assesor asked me which way did i want it going .... i got it repaired
And it cost admiral 42k in hire car costs !!
LOL ouch!
Yep as the lexus IS was new then (new model) it took nearly 6 month to get all parts and repair , i drove round in a spec. B legacy first and then an eclass merc , think i put 12k miles on the eclass , the flat 6 3.0 legacy had to go as doing 30k a year miles i was in the petrol station every other day lol
LOL nice!
you can do a substitution sometimes , however its rare it works that easily ?
sure that was a lease and not a PCP , as lease is a fixed cost , if the car is worth more then the lease co win ,not the punter?
Bluebeard
ClioSport Moderator
Whichever has fuel
It was a lease. But from the outset, I knew what the buy back figure was as I wanted to buy it to sell on. Giving the profit to my sister obviously.
I did it, and she ended up with £1000 more the flukey cow!
From memory she still owes me a drink for that...
My post above with before and after spending £4k on repairs still stands, it'd look identical - still fucked!
As harv says, repairs are generally not cheap - expensive labour, OEM or genuine parts most of the time.
As harv says, repairs are generally not cheap - expensive labour, OEM or genuine parts most of the time.
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