Insurance (very happy)

[T0M0]

Just got my insurance renewal in the post and they quoted me a ridiculous price of £2050.05 even when last years was £1323.87

So obviously got some quotes online etc.

Best one £767.56 with 1 years no claims. (Buzzing)

Thats not bad for a 21 year old with 1 claim and 6 points is it???

With extras and breakdown price after monthly installments got it at £902.53

So my monthly payments are £75.22

That is not bad at all considering is it???

Thanks

Tomo

 

[SC03OTT]

Wouldn't catch me paying that.

 

[Adam.P]

TOMO, who's that with if you don't mind me asking? PM if you want.

 

[T0M0]

Wouldn't catch me paying that.

if you were 21 and with my track record?? really??

 

[SC03OTT]

I've always said to myself that if insurance for a car exceeded £500, I would get rid of it/not buy it in the first place.

I was just saying that I personally would not pay that amount for anything.

 

[T0M0]

I've always said to myself that if insurance for a car exceeded £500, I would get rid of it/not buy it in the first place.

I was just saying that I personally would not pay that amount for anything.

ohh right thats fair comment.

just that i would have have to walk eveywhere if didnt wana pay over £500 u get me? hehe

 

[James.f]

How have you managed that?

Im 21 2yrs no claims and 6points and sky wants 1400 thats to cover every mod (conversion/coils etc)

 

[T0M0]

TOMO, who's that with if you don't mind me asking? PM if you want.

PM'd

 

[T0M0]

How have you managed that?

Im 21 2yrs no claims and 6points and sky wants 1400 thats to cover every mod (conversion/coils etc)

Bloody Hell you need to get searching for other quotes when is your renewal?

 

[Lee.]

TOMO, who's that with if you don't mind me asking? PM if you want.

+1 who was the quote from?

 

[nby]

very good price that mate considering, im 23 3yrs ncb and pay £540 with tesco I am hoping to pay the same again with 4yrs protected no claims in March

 

[T0M0]

+1 who was the quote from?

PM'd

 

[T0M0]

very good price that mate considering, im 23 3yrs ncb and pay £540 with tesco I am hoping to pay the same again with 4yrs protected no claims in March

i know was well pleased literally dancing in the front room. hehe

saved a fortune. you don't pay much either bet ur well pleased?

 

[Austin-182]

thats ideal mate! what company?? im almost 23 1 year no claims and no points or anything and im paying £1300!

 

[henryp]

I payed £1400 with bell last year, mods declared. and i was 19 with 0 ncb

 

[T0M0]

thats ideal mate! what company?? im almost 23 1 year no claims and no points or anything and im paying £1300!

PM'd

 

[T0M0]

I payed £1400 with bell last year, mods declared. and i was 19 with 0 ncb

thats not bad thou really for being 19 is it??

 

[henryp]

thats not bad thou really for being 19 is it??

no mate i was chuffed

 

[T0M0]

no mate i was chuffed

good just try not to claim and then u shud be okay.
insurance can be a nightmare sometimes ive paid thousands in the past

 

[henryp]

good just try not to claim and then u shud be okay.
insurance can be a nightmare sometimes ive paid thousands in the past

im sellin the clio anyway, fancy a landy 90, so will be more like £500 when im 20 and 1yr ncd

 

[James.f]

Bloody Hell you need to get searching for other quotes when is your renewal?

Ye mines a conversion tho, so dont kno if people like direct line etc will insure that kinda stuff,, neverminde

 

[T0M0]

im sellin the clio anyway, fancy a landy 90, so will be more like £500 when im 20 and 1yr ncd

ha yeah should be! y getting rid of the clio???

 

[T0M0]

Ye mines a conversion tho, so dont kno if people like direct line etc will insure that kinda stuff,, neverminde

yeah not sure mate. companys dnt really like mods do they??

 

[James.f]

yeah not sure mate. companys dnt really like mods do they??

Nope, especially a engine conversion have you got any mods on your atall? or just standard..

 

[Jamie]

My insurance is still £600 odd and I'm 25 with 7years NCB.

 

[T0M0]

Nope, especially a engine conversion have you got any mods on your atall? or just standard..

only got Eibach springs and tinted windows.

i prefer keeping my car extremely clean inside and out rather than spend a fortune on mods.

 

[T0M0]

My insurance is still £600 odd and I'm 25 with 7years NCB.

i think thats quite allot considering u got no points??
any claims??

 

[fUbAr]

is it a secret who you got the quote from?

 

[Jamie]

Will have a claim for next year but it was clean upto now.

It wont affect my NCB as they're protected and it wasn't my fault but had to pay out due to the fact he was uninsured.

C rated PC too. 12k miles and business use. My wife does put it up £100 or so.

 

[regi james]

im with aviva paying 400 pounds with 3 years ncb im 25 years old, i thought i was getting a s**t deal until i saw this post

 

[T0M0]

is it a secret who you got the quote from?

Not really just don't wana use company's name's in publicits not very proffesional.

 

[Jamie]

Right well, just got a quote with Aviva, on a 182 too not a Trophy as won't do that online. They quoted £546 and that's 12m for 10m. So my current policy which is about £550 odd but with my wife £650 is the same. No idea how ppl get so much cheaper quotes.

 

[T0M0]

Will have a claim for next year but it was clean upto now.

It wont affect my NCB as they're protected and it wasn't my fault but had to pay out due to the fact he was uninsured.

C rated PC too. 12k miles and business use. My wife does put it up £100 or so.

ha get the wife taken off. hehe
uninsured drivers are a pain

 

[Ste Hughes]

Not really just don't wana use company's name's in publicits not very proffesional.

FLOL

what!!!

 

[T0M0]

im with aviva paying 400 pounds with 3 years ncb im 25 years old, i thought i was getting a s**t deal until i saw this post

that is good

 

[Jamie]

With my mums A rated PC it makes no difference. Same price as my C rated. So £550 for me, fully comp, 5 years NCB (Actually got 7 but Aviva only rec 5). No idea how ppl get cheaper quotes. Esp like £300.

 

[fUbAr]

25, 7yrs NCB, B rated postcode, 0 points, 1 Fault claim for £3000

182 quote through Chris Knott = £510

 

[Jamie]

Glad to see someone getting similar quotes to me tbh. How the f**k do these whipper snappers do it?

 

[jenic]

With my mums A rated PC it makes no difference. Same price as my C rated. So £550 for me, fully comp, 5 years NCB (Actually got 7 but Aviva only rec 5). No idea how ppl get cheaper quotes. Esp like £300.

Problem is if you move from aviva after a year you have effectively lost ncb surely?

Glad to see someone getting similar quotes to me tbh. How the f**k do these whipper snappers do it?

Phone up the independent brokers tbh, business use is probably putting the cheap companies up in price, a lot of us young people will be on limited mileage policies i presume.

 

[fUbAr]

Glad to see someone getting similar quotes to me tbh. How the f**k do these whipper snappers do it?

I'm not pointing any fingers here... but a lot of them talk bulls**t tbh. Insurance fronting is still very common, even with the recent publicity around it.