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Not thought about a dci Ian. May suit your driving style more as I know you don't like to rev the balls off a car. Dci 80's are punchy and extremely eceonomical and £35 tax.
I'm sure the 1.4 would be an improvement over your 1.6 8v though. It would be a newer car and still be cheap to insure.
Its realy nice. The only thing that would put me off is it looking a bit quicker than it is. Fantastic first car though, 6 speed box, decent performance, good looking and a nice interior.