1.2 insurance

[alex51clio]

when i renew my insurance i will be 19 and have a years no claims bonus and had my license for one year

i currently drive a 1.2 dynamique clio 51 reg, and paid 3000 in my first year :/ not good i know,

anyone know of any good insurance companies or any1 had any quotes for similair circumstances to mine that are good?

 

[guysy]

Try bell direct, admiral (sister company) they where great from me

I paid 1700 first year as a named driver, around 1200 second year on my own policy with high excess with bell, then 700 3rd year own policy again.. 350£ excess ..2 named drivers

The female named drivers bring it down a fair bit.

The Boosh had a thread about young insurance with a great list of insurers if you can find it, i phoned a lot of Insurers to find the 700 quote and i was chuffed to bits, keep at it

 

[alex51clio]

cheers mate ill give them a try and see where it gets me, and ill have a look see if i can find that thread

 

[clancy]

im with quinn i think. £1500 ish 1 years no claims and everything on my car declared. thats only that high because i have gone back to college, when i was not at college my insurance was about half that.


are you in education ? probably find thats a big factor, seems to be for me

 

[alex51clio]

yeahhh im at uni at the moment:/

 

[alex51clio]

i got 1400 with bell with 1 years ncb at 19 ??

 

[clancy]

may find being at uni doesnt help unfortunately :/

 

[alex51clio]

i found adding that i havea part time job helps alot to be honest:L, postcodes a big factor imo

 

[rosskerr]

2 years I've had my Clio and insurance has dropped about 2k all in... Can't complain! Oh and I'm with swift

 

[M4rk182]

3000 to insure a 1.2 , that is outrageous. how did you pay that lol

 

[M4rk182]

im 21, 3 years no claims, 6 points, IN10 driving uninsured and mine is £1200 on a 55 plate full fat 182 with direct line

 

[alex51clio]

haha monthly had to get a cheaper car to afford it lol, duno why its so expensive to be honest

 

[STITCH.]

check out aviva im 73.50 a month fully comp with 2 years ncd

 

[SimonR.]

Admiral have always been best for me (1.4, 1 years experience, 19) - £1100

My renewal now I have 2ncb and am 20 is £671

 

[asalee17]

i am with quinn declared my alloys wich were ok, also they said any visuale mods are ok such as light covers and tints
however they wanted an extra £200 for my carbon bonnet and spoiler even though they would not rplace them if i crashed and just put standerd on
this is because i changing the weight of the car
My argument. does it cost more if your fat or if you dont weigh much
beside the point apprently

 

[AP'Moss]

Rediculous how they wont even cover them even if you pay £200

 

[stephen chadwick]

insured my first clio ph2 1.2 with quinn i think and it was 1300 3rd party 0 years ncb. (age 17)

2nd car 200sx s13 with admiral 1 year ncb 2300 fully comp, changed to my clio 182 droped to around 2k (age 18)

clio 182 with admiral 2 years ncb just dropped to 1500 fully comp cant argue with that tbh as wasnt expecting it to drop atall (age 19)

 

[asalee17]

i know, im just driving round with them on, if i ever crash will have to swap them around and hit my standard bonnet with a hammer.
always a risk though