172 Cup insured as a 'Cup'!!

[Norris_309]

I have just gone through the insurance renewal procees on my car.
Last year they didn't have a 172 'cup' on the system so they assured me it was the same as a 172 'sport'
This year i called them up (them being privilege) and cancelled my insurance (as it's a few quid cheaper online & £25 less excess!)
The woman on the phone actually changed the price & excess for me & gave me free guaranteed loan car aswell which was nice. So cost £413.70 all together (full comp, ncb protect etc)

I then thought i'd ask about the 'cup' situation again.. she looked it up & guess what.. They have it now & it's a higher insurance group according to them..
So a 'cup' is another £11 a year god damn it.. wish i'd never asked now!

 

[Griff]

So a 'cup' is another £11 a year god damn it.. wish i'd never asked now!

It's a good job you did ask. Whether through their ignorance or not if it's insured as a normal 172 and you need to claim they'd soon tell you to do one.

 

[jooliona]

its b****cks isnt it. used to always have problems explaining my rover 220 and my dads 1.8 vvc coupe, which bizarrely has more bhp, less weight and yet is a lower insurance group :S go figure!

 

[Rich]

An extra £11 quid, could have been worse! Worth it to have it insured properly.

 

[Norris_309]

^^ yep thats what i thought.. feel a lot better now.. as i've never been able to get a insurance doc with 172 cup on it.. despite phoning & asking a few times & being told it's classed as the same thing. (obviously it isn't!)

 

[Phill1978]

its b****cks isnt it. used to always have problems explaining my rover 220 and my dads 1.8 vvc coupe, which bizarrely has more bhp, less weight and yet is a lower insurance group :S go figure!

but power and weight arent the only ways in which insruance is calculated, number of incidents reported and servicing costs, emissions count also i think CMIIW