24 yr old - insurance for 182

[_Kenny_]

Never had my own insurance policy until this coming July. Out of curiousity went on elephant.co.uk to see how much for a 182.

£750 fully comp, no claims in 3 yrs but as said before, always been a named driver so dont have a no claims bonus.

What are similar aged people paying for their 182s?

 

[McBunny]

i was paying 650 with 3 points and about 800 with 6

without any it was 500 ish

 

[Mr172Mk1]

Quote: Originally posted by POW_Clio on 03 May 2005


Never had my own insurance policy until this coming July. Out of curiousity went on elephant.co.uk to see how much for a 182.

£750 fully comp, no claims in 3 yrs but as said before, always been a named driver so dont have a no claims bonus.

What are similar aged people paying for their 182s?

That seems like a good quote to me!!!

 

[_Kenny_]

i was expecting 600ish for me, just shows the difference that having your own policy for a few years makes. Still not too bad tho, the dream is not dead lol

 

[Alan_C]

Try the club insurance m8 thats what i did and at 24 with 1yr ncd i got it for £72 a month with mods. If u go with elephant bear in mind they charge 25% for paying monthly and any mods will push it up a fair bit

 

[mr sheep]

mine was about 3700 odd with protected no claims (4 yrs) £600 without @privilege

still expensive i think for my age and experience i mean nearly 25 with a hot hatch shold be closer to £500 imo

 

[bsimmer3000]

i got qouted over £1800 with elephant. was so pissed with their qoute i rang them up and they couldnt explain why it was so expensive they just said thats what price the computer says.

im 26 and mine was £1200 with 0 yrs no claims and 3 points. cheapest i could get and that was with norwich union

my new qoute for this yr with 1 yrs no claims is £840 so a saving of £360 with that extra year of no claims and a year older. that also is the cheapest i can get. most have been qouteing me £1500-£3000

 

[_Kenny_]

Quote: Originally posted by bsimmer3000 on 03 May 2005


i got qouted over £1800 with elephant. was so pissed with their qoute i rang them up and they couldnt explain why it was so expensive they just said thats what price the computer says.

im 26 and mine was £1200 with 0 yrs no claims and 3 points. cheapest i could get and that was with norwich union

my new qoute for this yr with 1 yrs no claims is £840 so a saving of £360 with that extra year of no claims and a year older. that also is the cheapest i can get. most have been qouteing me £1500-£3000

£750 seems a bargain compared to those quotes!

[Edited by POW_Clio on 03 May 2005 at 5:34pm]

 

[badinvincible]

Christ, thats cheap. I have more NCD and less claims than POW and my insurance is 900ish for a 172....! Figure that out!

 

[ukaskew]

Quoted £623 here with Elephant on a 182, Im 23 with 5 years NCB so your quote seems reasonable considering you have no NCB.

Elephant tend to be pretty good with additional drivers though if you play around, adding my girlfriend (23, 0 NCB, Primary School Teacher) knocks off well over £100.

 

[Mack]

Try putting your mum and dad on the insurance and see if it goes down, i reduced mine by a few hundered on elephant doing that.

 

[Piper]

Yeah thats the key with elephant, get your old dear on the quote really slashs the price.

 

[DaveW]

Im 24, 5yrs ncb and a clean license and I pay £600 with privilege, nowhere else even came close to that price.

Problem for me is that even though I live on a nice estate, some rough areas on the other side of town make my postcode a high risk for insurance, think its a cat D.

 

[Dave]

1300 aged 22 4 years NCB.

 

[Neil82]

£850 aged 22 0 NCD on a modded Cup with Elephant.

 

[Big G]

I pay about £900 ish with Admiral, im 24, 0 NCB with three claims: one fault, two non-fault.

I did a quote with elephant for when i need to renew (about September) including 1 years NCB and it was about £740.

 

[DH_GTI]

when ur a NAMED driver on a policy u get the no clames dont u

 

[JayGTT]

mk 1 172 im 22 2 yrs ncb pay £680

 

[Neil82]

Quote: Originally posted by Davehughes on 03 May 2005
when ur a NAMED driver on a policy u get the no clames dont u


No.

 

[_Kenny_]

Quote: Originally posted by badinvincible on 03 May 2005

Christ, thats cheap. I have more NCD and less claims than POW and my insurance is 900ish for a 172....! Figure that out!

Last accident was over 4 years ago mate and I think Elephant only asked for claims in last 3 years.

Also £20 was knocked off for me saying my profession was "Computer: Editor" rather than "Computer: Technician". Why should that make a difference. Like my profession is gonna stop me from having a crash!

2 years ago my 1.4 was gonna cost me £1400 to insure on my own policy due to claims I had previously(hence I went on my dads as a named driver), last year it was around £600/£650 now it is down to £370. There are good points to getting older!

 

[Dazz]

I done a quote with elephant with regards to occupation for a laugh.

There was over £100 difference between a retail manager and a graphic designer!!!!

 

[Big G]

your occupation does matter; if youre involved in TV (on or off camera) then it can go up a fair whack.

 

[_Kenny_]

Im going to check the difference between all computer professions (apart from IT Manager!). IT Support isnt there anyway so they cant do me for fraud!!

 

[_Kenny_]

Just added the girlfriend to this quote and its down to £700, and thats with parking it in a residential car park at my new flat instead of the driveway at my mum and dads!

 

[ChrisR]

I put down computer analyst and that seemed to be ok