Adrian Flux Excess Protect and what quote to pick?

[-Dan]

Anyone had any experience with the excess protect?

Had 2 quotes, I am 22, with a 172 and a few modifications (Cup Spoiler, Cooksports, Induction Kit). 2 years NCBS.

Adrian Flux - £669
£500 excess with excess protect(get it back), modifications included, with hire car on accidents that aren't my fault, european car insurance for 60 days.

Admiral - £589
£450 excess, modifications included.

80 pounds more, what would you go for?

Thanks,
Dan

 

[Pep]

Neither, Greenlight.

 

[car.crash]

Go with the cheapest as they all suck arse.

 

[dangerous dave]

Do any of them offer tuition?

 

[car.crash]

Do any of them offer tuition?

Like pass plus for discounts?
I had that tuition and it reduced my premium.

 

[dangerous dave]

Like pass plus for discounts?
I had that tuition and it reduced my premium.

Who shat in the street?

 

[Ex-User (19928)]

Go with the cheapest. Don't encourage 'excess insurance'.

 

[-Dan]

Neither, Greenlight.

Greenlight couldn't get anywhere near.

Go with the cheapest as they all suck arse.

Well obviously, but it's whether you'd consider it being cheaper to choose to spend 80 extra pounds and get 500 pounds excess back upon the event of a crash.

Do any of them offer tuition?

...?

 

[-Dan]

Go with the cheapest. Don't encourage 'excess insurance'.

I would normally just go with Admiral and that'd be it. But, Adrian flux with the hire car, drive other cars with third party, European days etc.

You all seem to be recommending Admiral though.

Apologies for double post

 

[Goodj]

Excess insurance, right up there with volcano insurance.

 

[Addicted]

 

[Lal B3N]

Flux for me if its using equity red star. They were superb for me in the event of a claim.

 

[-Dan]

Flux for me if its using equity red star. They were superb for me in the event of a claim.

It's with Trinity Lane.

Thanks for some of the constructive comments. -.-