Veccy 1.9 cdti
Riiight, well, first the basics:
Im 19, passed my test last november, currently have a 1.2 16v 172 rep. I get my first years no claims in Febuary (due to driving an ibiza for 3 months after passing). Currently paying £1500 TPFT with all mods insured on the 1.2.
I absolutly love the car, I'm early for absolutly everything because I literally can't wait to get in and drive , the only thing I dont like about it is the lack of power (dont get me wrong it's not mega slow, and is great when you've just passed, but I feel like it's time to progress), so I really want a 172. The thing that was concerning me was the insurance, well I did a quote search, and in febuary I can get TPFT for around £1200 on a 172 or 182 (lucky with postcode + job catagory, and I have pass plus), if I stick with the 1.2 it will go down to around £700-£800. Between now and febuary I'll be able to save up around £1700.
So the question is, should I stick with the 1.2 for another year, save up some more money, then get a nice low milage 182. orrrrr should I just go for it, sell the rep and get the real thing?
Other option of course is buying a dog of a write off as a doner car and dropping the 172 lump in the rep, but that wouldn't really be ideal.
another thing is, if I do decied to sell up in Feb, should I return the car to standard, or leave it how it is? (I payed £3300 for the car last Feb, and have spent around 1.3k on it since, so I'd like to see around £3500-£3600 for it, it is pretty immaculate, under 50k, FSH, well cared for).
Some CS'ers words of wisdom would be much appreciated.
Im 19, passed my test last november, currently have a 1.2 16v 172 rep. I get my first years no claims in Febuary (due to driving an ibiza for 3 months after passing). Currently paying £1500 TPFT with all mods insured on the 1.2.
I absolutly love the car, I'm early for absolutly everything because I literally can't wait to get in and drive , the only thing I dont like about it is the lack of power (dont get me wrong it's not mega slow, and is great when you've just passed, but I feel like it's time to progress), so I really want a 172. The thing that was concerning me was the insurance, well I did a quote search, and in febuary I can get TPFT for around £1200 on a 172 or 182 (lucky with postcode + job catagory, and I have pass plus), if I stick with the 1.2 it will go down to around £700-£800. Between now and febuary I'll be able to save up around £1700.
So the question is, should I stick with the 1.2 for another year, save up some more money, then get a nice low milage 182. orrrrr should I just go for it, sell the rep and get the real thing?
Other option of course is buying a dog of a write off as a doner car and dropping the 172 lump in the rep, but that wouldn't really be ideal.
another thing is, if I do decied to sell up in Feb, should I return the car to standard, or leave it how it is? (I payed £3300 for the car last Feb, and have spent around 1.3k on it since, so I'd like to see around £3500-£3600 for it, it is pretty immaculate, under 50k, FSH, well cared for).
Some CS'ers words of wisdom would be much appreciated.