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we (CArole NAsh) have been doing classic car schemes for donkeys.
Theres a few guidelines, i think we cover up to 92, 3000, 5000, 6000 miles per year, agreed value and £100 excess. REally good policies: I once saw a guy insure his cossie for £250! Cant beat that!
End of the day each scheme is a bit different so just have a scan around.
i wouldnt mind doing somthink like that coz im gonno be at uni and thinking about keeping car at home to save costs, so wont be doing many miles to the year