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Are you 19 with a RS?
- Thread starter JParker
- Start date
E90 M3
Lol at goth. Eh?
It's pointless as insurance isn't a product that bases rates solely on age. What you pay and what Jim Bob who lives on a farm in the middle of Cornwall pays will be completely different. There are so many variables; age, vehicle, location, ncd, claims and convictions, accident history, additional drivers, use of vehicle, level of cover, annual milage, etc, etc. All of these things will in turn effect the premium.
E46 M3, Clio 182
im 19 with a 182, just renewed my insurance (15th of NOV) with 2 years NCB @£1500 fully comp. I admit it is quite a bit, but if you can afford to then why not? 
The funny thing is it goes up to 4k for me if I "front".
E46 M3, Clio 182
im 19 with a 182, just renewed my insurance (15th of NOV) with 2 years NCB @£1500 fully comp. I admit it is quite a bit, but if you can afford to then why not?
Also, if i was to have the "black box" installed to monitor my driving ect. it would have been £1000.
Megane 225
im 20 with no ncb got a 182 insured in my name with parents as named drivers and im paying 1700 was 2300 when i was 19 so waited another year.
330i. E30 Touring.
What about for those who go on track?
As this is a Safe Driver policy, dangerous
speeds are treated seriously. As a result,
if the Telematic Unit detects that your
vehicle has been driven at 100mph or
over on a public road, your policy will
be cancelled. We will write to you and
provide you with seven days’ notice
of cancellation before your policy is
terminated.
Insurance is crazy these days!!! In 2005 I was 18 and I insured my first 5 gt turbo, all legit with 1 year Ncb and it was £1100 with mods amd was running a strong 180bhp. I feel for newish drivers these days :-/
saying that my 172 cup is fully comp in standard form, properly insured with 8yr ncb and its still £550!! Something needs to be done about these silly prices!
saying that my 172 cup is fully comp in standard form, properly insured with 8yr ncb and its still £550!! Something needs to be done about these silly prices!
clio 197, 1992 mini
When i was 17 i bought a new saxo 1.1 and had 9 points and paid £1200 insurance then when i was 21 i bought a colt czt 1.5 turbo and i was paying £800 a year with £800 excess got it down to got it down to £645 a year then changed to the clio 197 which is higher insurance group and more powerfull and only paying £450 now but i am 27 now and have 0 points and 8yncd
Last edited:
Trophy #387
You do realise that putting 4000 miles down is likely to give you a higher premium than putting down that you do 10000 miles...
got no idea how you are paying that! I would be over the moon if I got quoted 2500 as that's my limit but no I get quotes for 5200 and that's the cheapest they could do
Racing Blue 182
I have added my mother onto the policy
and I am also on a multicar which makes it a bit cheaper, but not £3900 cheaper! Don't know why yours is so expensive! Have you tried admiral pal?
Racing Blue 182
Ah sorry Luke, I didn't read most of this thread before posting
But I am sure that the location difference is a big factor!
SJM'd197'dBTM'd 182
My 200 with 2 years ncb - insured it when i was 19, cost around £1600, my 1.2 TCE quote for renewal, was £1400, it hardly dropped. I only jokingly did the quote for a 200, didnt really intend on getting one at that point as I thought it would be ridiculous. But I could afford it so I did.
The annoying thing about insurance is people either buy a banger and don't insure it as the price is 5 times the value of the car, or every time there is an accident people claim whiplash etc, when it cannot be definitively proved. Insurance to some degree is all abit of a con, typically when you do need them, they dont want to help, but they will happily take your money.
The annoying thing about insurance is people either buy a banger and don't insure it as the price is 5 times the value of the car, or every time there is an accident people claim whiplash etc, when it cannot be definitively proved. Insurance to some degree is all abit of a con, typically when you do need them, they dont want to help, but they will happily take your money.
I had mine when i was 20, paid £1040 a year everything declared.
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