Been getting insurance quotes...

[Englebert]

I have been typing in my reg as you do to skip the car selection but it keeps coming up with my last car, is this just a case of them not updating their records? Had the Clio for a few months...

 

[Ali]

exactly that reason.

 

[Dafthead]

I never use my address, some companies do a credit search on you whilst you're getting quotes (elephant/admiral are the worst) this can give you a crap credit rating.

 

[andywright182]

I never use my address, some companies do a credit search on you whilst you're getting quotes (elephant/admiral are the worst) this can give you a crap credit rating.

seriously, i have done quite a few with them over the last few months lets hope I dont need a lona or anything for a while!

 

[Dafthead]

Yep, I got my credit rating from Experian a few years back, as I'd been refused a credit card at the time. It was round the time I'd been shopping for insurance for my new car, had been working out quotes for a few different cars. When the report came it was peppered with credit checks from admiral/elephant and a couple of others that I forget the name of.

 

[Englebert]

I've done loads on them...and Admiral gave me a quote of £1777. I've been double teamed!

 

[KyleB]

I never use my address, some companies do a credit search on you whilst you're getting quotes (elephant/admiral are the worst) this can give you a crap credit rating.

yeah but your insurance is based on your address isnt it? as different addresses fall into different categories of risk

 

[Dafthead]

Yeah but surely that doesn't mean they should credit check you unless you decide to take out the policy and pay in installments.

 

[KyleB]

no i fully agree with you, however how do you get an accuate insurance quote without providing your address?

 

[Neil G]

I never use my address, some companies do a credit search on you whilst you're getting quotes (elephant/admiral are the worst) this can give you a crap credit rating.

f**kers

Good job I've left Admiral otherwise I'd be ringing them up about that

 

[Pettsi]

check this out.. it tells you what risk your postcode is... hope ya find it helpful:

http://www.geocities.com/mpgcalc/postcodeRISK.html

 

[TwoSugars]

Damn, i'm with Admiral!
I'm a little confused tho, how does simply getting a few quotes affect your credit rating? I thought this was only affected if you got into debt and couldn't make payments etc?

 

[cat171]

can they do that ?
i'm with elephant.