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Car Insurance issue due to a Scorpion SS exhaust



  Clio 182
i recently bought a Clio 182, assumed it was standard and got insured through M&S car insurance for £300 fully comp. After owning the car for a few days i noticed the cars exhaust was a Scorpion cat back stainless system, so rang my insurance to update the policy details, only to be told that the premium would now rise to £1300 !!!!! I was asked if it was a full system and told them it was only a cat back exhaust. im amazed and annoyed that such a 'modification' can cost so much. So ive had to cancel the policy and have gone with Zeneth who accepted the Stainless exhaust without any issues and now pay £440 fully comp.
Has any body else had this issue ?
 
Yep, need to go to a specialist.

Greenlight / Sky Insurance etc will be a good shout.

It's basically just them shafting you, because they think they can - easy way to make money if you are stuck mid-term in a policy and don't check for a quote first before adding a modification ^^
 
  Ford Mustang 5.0
i recently bought a Clio 182, assumed it was standard and got insured through M&S car insurance for £300 fully comp. After owning the car for a few days i noticed the cars exhaust was a Scorpion cat back stainless system, so rang my insurance to update the policy details, only to be told that the premium would now rise to £1300 !!!!! I was asked if it was a full system and told them it was only a cat back exhaust. im amazed and annoyed that such a 'modification' can cost so much. So ive had to cancel the policy and have gone with Zeneth who accepted the Stainless exhaust without any issues and now pay £440 fully comp.
Has any body else had this issue ?

If you wanted to drop me a PM with your contact details i can get in touch personally to run the quote. We have specific modified schemes for Cliosport that offer some great prices so its definalye worth getting in touch for a quote. We can even offer track day insurance on some of our schemes.

We dont charge for mods like exhaust, induction kit, suspension etc under our modified vehicle schemes so if you go with us you wont have this situation again if you decide to add more mods mid year.

Best Regards
Neil
greenlight
01277 650866
 
  Ph 1 172
Yeah encountered that issue although not with such a jump....I would of been tempted to stay at £300 and go back to standard exhaust
 
  Yozza'd Titanium 182
I have 40mm lowering springs on mine, yozza sport and added a cup spoiler.

Iv only just got the car, what am i looking at paying for this?
 
  Ford Mustang 5.0
Just changed to these chaps. Cost me 399 with all mods declared. 300 quid cheaper than admiral for a standard car

Excellent news mate. Car looks great with Black Wheels on the Black Car....Very Sinister

If you need anything at all throughout the year please dont hesitate to get in touch.

Best Regards
Neil
Greenlight
01277 650866
 
  MR2 Mk1.5
I have 40mm lowering springs on mine, yozza sport and added a cup spoiler.

Iv only just got the car, what am i looking at paying for this?


You will need to shop around for quotations to find your answer but you'll benefit from trying a modification friendly insurer.

Feel free to get in touch, this is our speciality. TEL: 01707 642552

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