Declaring Rear lights

[thecremeegg]

Hi
I'm just about to put mk2 ph2 lights on my ph1 and thought i'd phone up the insurance company. Did any of you notify the insurance company? I can't see why i should seeing as they are still standard clio lights, but i welcome some feedback

Tom

 

[theduck]

i didnt. if you ever get questioned, you just claim ignorance

 

[thecremeegg]

Hmm I think I may have to do that,as I phoned up the insurance company just now and they wanted to charge me an extra £90 for some sodding lights that are still standard renaults!!!
Not happy

 

[theduck]

only thing i had declared on my clio was lowering. 172 spoiler, ph2 rear lights and dynamique alloys i didnt bother.

 

[Da]

now you've phoned them it'll probably be on record so the ignorance clause wont work in the event of a claim mate.

 

[Martin_172]

i would declair them now that uve phoned them, if you crash first thing they will check and you cant claim you didnt know the difference

 

[thecremeegg]

Yea thats true, really annoying. My insurnce runs out on the 2nd of Jan so i can wait til then.Just means I get an extra years no claims which i wont if i switch now.
Grr
Tom

 

[Paddy_g46]

if u did crash they wud hardly b dificult 2 remove wud they!

 

[Ex-User (19928)]

if u did crash they wud hardly b dificult 2 remove wud they!

What he said...

Though £90... Shout at their manager, replacement RENAULT lights should be ZERO increase.

 

[Steve vRS]

if u did crash they wud hardly b dificult 2 remove wud they!

They would be rather difficult to change from a hospital bed!

Steve

 

[christurbo]

After having a big claim I can confirm that they will check every part of your car for non std parts and will get out of the claim if they can.

Do a search on that lad who had that Civic - stuck the Type R sideskirts on undeclared and the ins co didnt pay out.

 

[alexbleubolt]

well i wrote off a 172, had non standard alloys, had magnex exhaust, clear rear clusters, viper induction kit, i was with direct line and they paid out without any questions, i even told them i want to put the original wheels back on, and they said i could so when i went to the place it was stored, to swap the wheels, the car had gone to a breakers but maybe i was just lucky ?

 

[Kneel]

When I had my claim recently I told them I had put on mods when I was making the claim. They said it wouldn't be a problem, and have paid for all the repairs.