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Direct line.......What a joke!
- Thread starter cliobritt
- Start date
No more clio's for me!
What a joke!...won't even touch me now my car has mods...was insured with them for 2yrs as well! b******s!!!!!!!!!
No more clio's for me!
If can and going to lose out, cancel your policy! Gits don't deserve your money imo!
No more clio's for me!
Won't touch you if your under 25 with mods...well thats what they told me!
No more clio's for me!
Hope he sorts it out for ya. 
I'm with bell, 23 with 5yrs NCB protected...£640 F/C with the following mods....wheels, lowered, i/k, cup rear spoiler, exhaust.
There all money grabing b******s!
I'm with bell, 23 with 5yrs NCB protected...£640 F/C with the following mods....wheels, lowered, i/k, cup rear spoiler, exhaust.
There all money grabing b******s!
V6 Exige, GTR R35
im 29 4 years ncb
a rated area, coilovers, zorst, induction kit wheels all declared
pay £450 fc through direct line
No more clio's for me!
Result!!!
Make sure get that in writting mate, don't won't them backing out with 'we never told you that' if you had to make a claim!
Make sure get that in writting mate, don't won't them backing out with 'we never told you that' if you had to make a claim!
Im with CIS. Even with about 9-10k of mostly cosmetic mods my insurance never went up.
Even the exhaust and filter didnt increase it. They said as long as nothing is done to make it faster you wont get an increase in price.
When i declared the suspension, filter and exhaust they asked me "Do they make the car faster" i said "No, thier just to make it look nice". they said "ok fine".
Even the 3k paint job didnt increase the price. Result.
Give them a try if your into modding.
Even the exhaust and filter didnt increase it. They said as long as nothing is done to make it faster you wont get an increase in price.
When i declared the suspension, filter and exhaust they asked me "Do they make the car faster" i said "No, thier just to make it look nice". they said "ok fine".
Even the 3k paint job didnt increase the price. Result.
Give them a try if your into modding.
No more clio's for me!
Same happened to me last year mate, but i had already fitted them! I drove about for 8months with 'em on because i didn't want to lose my years NCB (now have 5
). Soon as i could move i did...mods all declared now.
browno
ClioSport Club Member
costs me about £80/year to declare the prospeed (non-decatted) on the 182 with D/L - but when I rang round last time, they were still a good £300 below anywhere else (a lot of places wouldn't quote - which is ridiculous!). Car is actually the wifes, all in her name, but we're both 29 with a load of NCB in a reasonable post-code...
Silly thing is, that will add no power, but to revo the LCR (+50BHP) will only be £100 extra - can't really work that one out!
Seems a lot of insurers are really not keen on modding newer cars at all...
Silly thing is, that will add no power, but to revo the LCR (+50BHP) will only be £100 extra - can't really work that one out!
Seems a lot of insurers are really not keen on modding newer cars at all...
Mercedes AMG GLE 53
Just because they charge extra for mods doesnt make them tossers. Some insurance companies dont like mods. I was with them for years without problem. They were brilliant when we had to make a claim.
Find another insurance company that doesnt mind mods like others have suggested.
Find another insurance company that doesnt mind mods like others have suggested.
R35 GTR
You know in the case of a total loss the insurance company will pay you the market value.
a 3 grand paint job will decrease this as it is down to taste, so they wont argue with that.
£500 worth of coilovers, verses £800 of manufacture rrp for suspension means you owe the insurer £300.
Just because you arent paying it doesnt mean you are getting a good deal.
The small print needs to be read thoroughy. This above is what i have deduced from my own.
I would like to find a policy that will replace your car exactly as you lost it, or that pays exactly what the car would cost to replace including mods.
a 3 grand paint job will decrease this as it is down to taste, so they wont argue with that.
£500 worth of coilovers, verses £800 of manufacture rrp for suspension means you owe the insurer £300.
Just because you arent paying it doesnt mean you are getting a good deal.
The small print needs to be read thoroughy. This above is what i have deduced from my own.
I would like to find a policy that will replace your car exactly as you lost it, or that pays exactly what the car would cost to replace including mods.
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