having to sell up.

[twaiter]

well guys looks like i will have to sell the clio, im 20 in 10 days, ive had my licence nearly 2 years, no convictions, one claim 0 ncb, 03 clio 1.6 16v,
insurance price= £2600 fully comp

living in glasgow, standard car no mods etc.
wtf?
any one work with insurance n can give me a dicsount? lol

 

[Beef-Mc]

Shop around, I could get insured on a 182 at that sort of price!

 

[Ben.]

that really cant be right mate, how many insurance companies have you tried?

 

[twaiter]

ive tried all the markets man, compare the market, money supermarket, bell, everythin!
its crazy and i dunno why its so dear!
i dont think theres anythin i can do..

 

[Ben.]

mmm i could get insured on the same car for half that and im the roughly the same age as you.....not sure why its so much

 

[Vish]

Mate the ones that do multiple quotes are not always accurate. I saved over £300 on one of their recommendations by buying from the insurer's site direct.

Try elephant.co.uk (they have quote me best 2yrs in a row by a lot), bell, admiral (all under the same company), rac, tesco value is suppose to be cheap like the name suggests.

Do you live in a high risk area? How much is your car worth?

And add your mum and dad as named drivers on your quotes. Wish I had discovered that sooner, has saved hundreds over the last 2yrs!

 

[Beef-Mc]

Comparison things are rubbish.

Have you tried Quinn Direct, elephant, admiral?

 

[cat171]

How much was it last year ??

As said, try adding on your mum as a named driver, that often reduces it. Other than that put a slightly higher excess in - watch out though as you'll have their statutory one on it too.

 

[twaiter]

well im payin £1300 just now fully comp with endsleigh, i cant find anyone even near tht...
its glasgow, its an E area aparantly.

 

[cat171]

I take it that the quote of £1300 was before your claim ??

 

[twaiter]

yeh tht was the only company any where near tht price everyone else was super high.

 

[Vish]

I'd say spend a day or two doing every online quote.

My insurance went up to £2k when I was 18 due to a claim and 3 points and it was only a 1.4 mk1. Since I'm in a B risk area, I suppose your quote of £2600 doesn't seem far off tbh.

Only things I can think of is dont have any excess annual mileage. Mine is set at 3000, which makes a difference compared to 5000. And increase your excess.

 

[bmh.01]

Try a few who aren't online too, Adrian Flux and Greenlight if your 21+.

 

[twaiter]

Yeh, i think im in a high risk area.. the claim isnt making much differance ive tried with and withought it, its like a £200 diff, im putting my millage at 6000mls a year even though i do tripple tht.. they dont ask your millage wen taking out insurance..
my excess is £250 and fully comp... im 20 on the 19th of this month..
any 1 want a clio? lol cheers guys.

 

[Batman]

its weird how you got such a high qoute, my brother in law got his 172 last year paid £1400 this year with an extra years no claims and no points or anything he got his renewal qoute through for £2200! i told him to phone flux who i'm with and they qouted him £800

 

[twaiter]

i really dont know why its so high tbh... its pissin me off, i read about all these young guys in there turbo cars n wat have you for much less than me, full time student drivin a damn 1.6 clio at 20 year old and payin near enough £2000 on insurance for 1 year!!! its crazy!!

 

[theduck]

Try companies direct. My insurance quotes through confused and money supermarket are normally TWICE as much as I end up paying!

 

[CupSport]

Put it in someone else's name ie..misses,old man etc and you just be a name
driver on there

 

[The Chubby Pirate]

Where in Glasgow are you mate>? Theres alot of high rated crime zones here that might be why.

Im 21 and mines is £1297 on my Mk1 172, driving for 4 years with no ncb, with elephant!

 

[Neil G]

Thats a silly price

Definately shop around for something cheaper

 

[twaiter]

yeh i know, i was offered 1100 from admiral with my aunt and grandmother on the policy.. or £1600 withought... hmm.
still really dear considering my age etc..

 

[cat171]

Imo, the price of £1100 with the family added on to it is quite fair. From the insurers point of view, your young, no ncb & one claim & your area probably isn't the cheapest for insurance anyway.

 

[Jaff]

that si very cheap, lol, i was 20, live in glasgow ish, 0ncb, 1 claim, 1 years experience. on a standard 1.2 was £1300, that was with tesco and had various discounts like online and someone else at the same address insured withthem too. nonon else woudl come close. so £1100 ona 1.6 is good going. it was about£1800 i was quoted ona 1.6.