Clio RS200 FF
How can you get the insurance that cheap I'm 20 with 3 years no claims and have a 197 and my insurance was 1200 fully comp with my mum as a named driver putting my dad on made it go up? , and my access is £600.
Could be the post code he lives in as this affects the cost of insurance more than people realise. For example if he lives in an area where car crime is very low (say in the countryside) and you live in an area where it's high (say in a city/large town) this will bring his insurance in at a price lower than yours if everything else were the same.