How much will it affect......

[Hallsy]

My quote when i tell them about my mods. I got an online quote for a really good price. On the agreement it said no mods which would improve top speed, performance and acceleration which i havent:

I still need to tell them about my other mods right? And would you have thought it being lowered classes as "performance"?

If so i only need to declare alloys, lowered and fully coloured?

im give them a ring in the morning but just looking for any ideas from you guys first

cheers

 

[bigbruno71]

just the alloys and the lowering the colour coding doesn't really affect it, lowering increases grip therefore faster in corners, and raises the risk of crashes for the unexperienced types

 

[Hallsy]

so your saying it is performance or not?

 

[Beef-Mc]

Doesn't make any difference, I phoned Quinn told them about my spoiler and alloys, told me I didnt have to inform them, as long as you havent modified the engine they don't mind.

 

[H182]

Depends on the company, cost me £150extra on my old policy to cover lowering + alloys.

 

[Rob 182]

You've got to tell them about all mods on your car. As you've said, the quote you've been given specifies that the car cannot have any mods to increase top speed, acceleration or performance. It could well be that they can't insure your car with the mods you have, therefore if you don't tell them you'd be invalidating the policy if you were to make a claim.

 

[al]

You need to declare EVERYTHING that isn't standard.