I cant drive anymore :(

[Little Newms]

I have decided to pay in one large lump rather than £60 a month, makes it easier.....

 

[BradRT]

i wish my insurance was that cheap adam! im payin £1500 and £650 excess under my mums name with tesco!

but then again im 18 and all mods are declared. next cheapest insurer was sumthin around £3000 under my mums name! unless im missin some trick about gettin cheaper insurance!?

 

[Rasclart]

Toypop alongside my Degree I spent 3 years working for a computer consultancy. Building, repairing servers, desktop Machines, Web design, Installation of Windows Server Platforms, trouble shooting etc etc.

So I DO KNOW sh*t. Sounds like you have a chip on your shoulder for some reason!

 

[Pete]

Quote: Originally posted by Rasclart on 15 December 2004


Toypop alongside my Degree I spent 3 years working for a computer consultancy. Building, repairing servers, desktop Machines, Web design, Installation of Windows Server Platforms, trouble shooting etc etc.

So I DO KNOW sh*t. Sounds like you have a chip on your shoulder for some reason!

Hes just pissed cos he got a sh*t wage when he left uni.

 

[MrAtego]

Why dont you pay with your credit card (I know you dont really want to but wait) Then, apply for a new credit card with 0% interest on balance transfers for the life of that transfer. that way you save on what you already owe and save on insurance. (This kinda goes out the window if ou have a sh*t credit rating though!!)

 

[Clart]

Quote: Originally posted by Toypop on 15 December 2004


I work in IT, and I am sorry but computer science graduates dont know sh1t. They are fine on theory but when you get down to the real business they are to naive too apply anything they know.


Ask most people in the industry and they dont have much respect for newly qualified graduates. I wouldnt pay them more than £12k a year, indeed thats what most of them get at my place until they can prove themselves. There are people who come to our organisation from working in supermarkets and turn out to be far more valuable assets than any of our graduates employees.

Dont know if it is different in London where salaries are higher but in my area you tend to be paid what you are worth - unless you have contacts or went to the right school...

Thats because they teach u a load of sh*t at uni! Not the graduates fault

 

[Toypop]

"Building, repairing servers, desktop Machines, Web design, Installation of Windows Server Platforms, trouble shooting etc etc"


Thats blue collar work mate. Frankly I am staggered that you are wasting a degree on that type of manual labour.

Your average 16 year old can do that, having learned from playing around with his own PC. We basically outsource simple work like that to a cheapy contractor just as we do with the toilet cleaners.

Its the consultancy side of things that attracts the big money and for that you need experience and a proven track record.

The chip on my shoulder comes from wasting my time nannying so called graduates. We have to send them on expensive courses to teach them how to do what we consider basic maths...

 

[Clart]

Tell me how a 16 year old would get experience of installing windows 2003?

basic maths? Er I did applied maths at uni on my computing course, it was anything but what we consider basic.

You are having a dig at graduates yet you are one urself. just because ur on a decent wage, you werent when u left uni.

 

[Toypop]

Man where have you been!

I know a couple of lads who are 15 and 17 and have there own server! They build their own PCs and connect them to server which is used for gaming and the storage and distribution of warez!

They can build a PC from component parts, install any OS, create fancy webpages the lot. Many young lads of that age can do it just as part of their hobby. I was building PCs long before I went to Uni and could have done a PC tech support job at our place when I was 16!

As for Maths or any other qualification, of course its the APPLICATION of these skills in the business environment that counts, not the skills themselves. I dont give a monkeys if someone learned how to pass an exam, that doesnt help them do the job. Loads of people pass a driving test but what happens when they go out on the road?!? Well that leads us back to insurance and the costs of premiums for young men!!!

 

[Deeg]

Quote: Originally posted by BradRT on 15 December 2004


i wish my insurance was that cheap adam! im payin £1500 and £650 excess under my mums name with tesco!

but then again im 18 and all mods are declared. next cheapest insurer was sumthin around £3000 under my mums name! unless im missin some trick about gettin cheaper insurance!?

Man, it sounds like your being screwed, I wasnt paying that after 5 points and a massive claim and 0NCB.

I paid £1300 on a 1.25 fiesta, with PP.

And, Adam, you are very lucky, I pay about the same as you on a 1.2, but I spose thats what not crashing will do for you.

Good luck with it mate.

Oh, it just depends on your job, surely, i mean, my mate who has going to get a good degree is currently on a crap paid placement (about 10K i think,) with a big company, but theyre gonna sponsor his last year and offer him a good job with good training after he is finished.

Me on the other hand, I will probably get a placement around 15k, then when I go into a real job be on about the same for a while, till I have had quite a bit of expierience.

 

[BRUN]

DONT get a credit card mate, they are the definition of evil and slowly they will get you into debt, trust me, i used to be a saver, until i got my first card, went up the sh*tter from that point on

id pay monthly, if i could afford it, pay all in one go, but i usually cant so i do mine monthly

 

[Andyvalver]

Pay monthly mate. And then pay it in full next year. Otherwise, No throttle bodies

 

[TomS]

Thought this thread was about insurance! lol

Degree is always a Great thing to achieve and have on the CV



Tom

 

[Toypop]

It is! Its about a graduate that cant afford insurance.

Tell you what, £150 in interest is steep. I would gladly lend you the £800 and only charge you £100 in interest!

Actually I wouldnt cos there are some chavs on here and I am not eight hundred pounds certain of who is one and who aint!

 

[Le_Smithier]

I thought this was a chav free forum?, whos the chav?

 

[Toypop]

Hands up all those with Lexus lights!

 

[Rasclart]

I didnt say I still work there!

I DONT I wouldnt be earning what I am doing that Job. I am just saying. I have experience as well as My Degree, I dont need to nannyed at work either. And I am gaining more by the day! You were in the same boat once

I think Adams Grumble is just before crimbo, plus paying over student overdrafts, loans, credit cards etc all mounts up.

You sound like someone who has there head a bit far up there ass IMHO, On another note if you are such a highly paid important consultant, why on earth are you driving a £13K Hot hatch???

Anyway I am going to leave Adams Thread alone now

 

[Toypop]

Oh sorry mate I didnt realise you were agreeing me! Misread your posting, thought you were saying that people come out of uni and get 20k for doing that. Apologies once again.

Yeah you are dead right that is the sort of job you have to start off in when you get out of uni.

It didnt and still doesnt pay much because you dont need to be a graduate to do it and employers will always pay the wages that the cheapest person will accept.

But then after a while you earned a proven track record and experience. By adding that to your degree (which showed that you had potential) you were able to move on up to a proper graduate job. But no graduate is going to come out of uni and straight into that job you are doing at the moment which does have decent pay - because an employer is always going to pick you instead of the raw student as you are backed up by a huge list of real world proven achievements. Speak to any student though and he thinks he is gonna come out of uni and straight into your current job!!

I have reverted to a £13k hot hatch because a 3 bed semi in crackaddict city is £130k. You need a 10k deposit and 30k a year salary for a mortage and even then you will struggle with bills. Now aint the time to get that Porsche...

 

[Rasclart]

I know you don need a Degree to do a Techy Job.

Just saying I have mates who came out with just a degree and earn around the £17-19K bracket without much experience. Could be luck but........

 

[Andyvalver]

Whats wrong with apprenteships now days? A couple of my mates did them in engineering and are on 28k a year now they are out there time.

 

[Adams_16v]

Quote: Originally posted by Toypop on 15 December 2004Not it aint, Ive driven and ridden vehicles with double that. I know someone who got way more than that by supercharging a 1.3 Suzuki Swift. His insurance is a lot less than Adams_16vs. I will try and find out who he got it with.
im not saying its the most powerfull thing on earth, but im not gonna sell it just for insurance purposes. The insurance cost isnt a problem, i was simply trying to decide if paying it in one lump sum just before xmas would be more beneficial in the long run than paying it monthly...!

so whats these cars with 410bhp/ton? i am genuinely interested! (considering an Evo 8 FQ400 is not even that powerfull)

if your really bored, take a look in the members sction at the number 1 spot for cliosport the 1/4 mile record

 

[Toypop]

I never said that 500bhp per tonne cars had the same insurance costs just that 205 isnt really group 20 material.

A guy I know who has plenty of points and was banned for a while pays about £100 less than you on a supercharged Swift that must be banging out 230 per tonne. He might have had a pretty tight mileage limit on his insurance though...

 

[Le_Smithier]

Quote: Originally posted by Adams_16v on 15 December 2004

Quote: Originally posted by Toypop on 15 December 2004
Not it aint, Ive driven and ridden vehicles with double that.

I know someone who got way more than that by supercharging a 1.3 Suzuki Swift. His insurance is a lot less than Adams_16vs. I will try and find out who he got it with.

im not saying its the most powerfull thing on earth, but im not gonna sell it just for insurance purposes. The insurance cost isnt a problem, i was simply trying to decide if paying it in one lump sum just before xmas would be more beneficial in the long run than paying it monthly...!

so whats these cars with 410bhp/ton? i am genuinely interested! (considering an Evo 8 FQ400 is not even that powerfull)

if your really bored, take a look in the members sction at the number 1 spot for cliosport the 1/4 mile record

I thought 2 live held that record? or u runnin in the 13s now and i didnt know?

 

[Adams_16v]

I can get it cheaper, but this insurance company are more than happy with me fitting TBies for virtually no extra cost, 240/250/ton with insurance under a grand is pretty damn good IMO! They will also allow me to drive any other car which is ideal.

a swift is only 1.3. Until recently liv vic didnt charge any extra on engine mods as long as u dont change the size of the engine! supercharged or not

 

[Craggy]

bloody hell this does sound like a my dicks bigger than yours in the degree world! i wish i had the brain to get an engineering degree ill say that, but i struggled to pass HNC due to my poor maths, may try later in life as a mature student and they might take pitty on me hehe

as for saying people who dont get the best marks dont get a good job i disagree, not where i have worked anyway, being 23 with 3 cars,120k house and a 38k job. theres is hope for all you "dummies" like me

as for the insurance craig, pay it off and get it out your hair without a doubt, the extra you pay through the year will cut into your track time budget

 

[chris182]

Wish id had been clever enough for uni.
Still got a Bsc though (Bronze swimming certificate)