insurance, anyone been here?

[Jim172CUP]

i've just totalled my cup, written off by the insurers.
anyone know what kind of renewal i'm going to be looking at?
28
no points
1 claim within three years and a total loss!
does it look like i'm going to be bummed by mr admiral for a 1250cc fiesta?

 

[Lee]

I had a total loss years ago. Wrote off a Rover 200Vi, and then replaced it with a 6 month old 306 GTi-6. It's not as bad as you expect to be honest.

I think I'm down to 3 points this year, but have a claim, which has bumped mine up an extra £100.

 

[Jim172CUP]

hmmmn so i shouldn't really rule out the vrs then?

 

[Lee]

Not unless they've started adding loads in the case of a total loss.

Did you have protected NCB? I did, so I'm sure that helped keep it down a little.

 

[Jim172CUP]

no
think i'll be down to 1ync if i'm lucky lol
maybe the festa is looking a good option....