Mk2 Clio
i got a standard 1.2 16v mk2 and wanna lower it only just passed an ideas on how much insurance will go up am with norwich union if any help, thanks guys
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insurance at 17
- Thread starter ryan17hurley
- Start date
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- insurance
Clio MK 4
A lot of insurance companies don't like modifications with suspension especially at a young age. No one would quote me if had it lowered or theyd charge a fortune. i wouldnt advise it but i went with out telling my insurance about it when i did it at 17 and fortunatly never had a problem for 4 years witht the car. now got new car so not so worrying now
Mk2 Clio
Yea i wanna do a few mods mainly just alloys and lowering on my 1st car im thinking if should just wait a year or too. what about a back box seen a nice one from essex racing for £60 so is in my budget just not sure if can afford insurance.
Clio MK 4
well i had my corsa from 17 - 20 and I declared alloys, tints, back box, induction kit and what they call decorative exterior which i passed it as stuff like upgraded lights grill etc. dint go up massively but when i chose suspension kit it wouldnt give me a quote so i just dint put that on. luckily though i never had an accident with the car. things like back box induction kit tints won't make it go up by much as it doesnt improve performance.
I was with elephant.co.uk with all my mods and was cheaper than a standard car on other insurers lol. Adrian flux are also good and may allow all your mods for cheap. Im with them now with my clio 172 with m ods decalred and it cheap. but i have heard they got bad customer service but im not to bothered.
I was with elephant.co.uk with all my mods and was cheaper than a standard car on other insurers lol. Adrian flux are also good and may allow all your mods for cheap. Im with them now with my clio 172 with m ods decalred and it cheap. but i have heard they got bad customer service but im not to bothered.
Mk2 Clio
yea thanks all the help mate i got a self window tint kit wont bother insurance it as basicly just a sticker, a back box or induction kit will be 1st mod, wel what eva one is cheaper to insure lol
in my first year of driving i just sorted out the sound system and the back box..... those two things the insurance company didnt seem bothered (i was with tesco) the main things they have been bothered by is the alloys and lowering but that was only an extra 20 quid a month. worst mod to do is induction kit does nothing for your car but increases the insurance 10fold rip off in your first year. ....the way insurance companies see it is if you can afford to mod it you can afford the insurance.
Clio MK 4
ye alot of places dont care about backboxes
RB 182 Cup
Yeah Quinn Direct are good for smaller cars there insurance was good for my 1.1 seicento sporting but would not insure me for my new 182, they said they don't insure them!!!!
sorry to change the conversation but you went from a seicento 1.1 to a 182 lol bit of a step up aint it ....the seicento wernt the "michael schummacer" version was it lol
tesco seem cheap for younger drivers my first years insurance was 750 fully comp on my 1.2
Clio MK 4
when i rang norwich union they said no mods under age of 25.
RB 182 Cup
Mk2 Clio
thats mental, they insured me fully com for £1600 1st car on a phase 2 , seem good me, cant the police nick ya for not insuring your mods though
the police dont know they dont check it, its only if you crash when your insurance company comes to check the car!
Mk2 Clio
ive herd loads it illegal to have mods you dont insure, like they can easily check with insurace if want to
