Insurance for 17 year old guy

[182fastblue]

well im finding it hard to even get insurance for myself with my mum as the main driver on a dynamique 1.2 52reg has anyone got any suggestions atall i think ive tried alot of places. please help me

 

[MT AUDIO]

post in the correct section is a suggestion

 

[Chrisjk]

direct line

 

[Rage]

Rac - Student Fast Track Service

 

[182fastblue]

thanks for the 2 decent replies, could a mod move this to correct sction please?

 

[Peperami]

First, dont have your mum as the named driver, you need to be the named driver, she can be a 2nd driver on your policy. You also wont get any no claims bonus if you're not the named driver, so insurance will never get cheaper.

Try norwich union, or elephant.

 

[Adam]

First, dont have your mum as the named driver, you need to be the named driver, she can be a 2nd driver on your policy. You also wont get any no claims bonus if you're not the named driver, so insurance will never get cheaper.

Try norwich union, or elephant.

direct line do named driver ncb and so do some others i think

 

[Peperami]

For a 17 year old? At a reasonable price?

 

[Matta_88]

you wont get it less than 1k fully comp
but try quinn direct

 

[Adam]

For a 17 year old? At a reasonable price?

well its not going to be the cheapest but for at least the first year i would go as a named driver evan if it means not getting any ncb for it

 

[Herdie172]

you wont get it less than 1k fully comp
but try quinn direct

If it was anywhere near a grand i would bite their arm off!!! had to pay £1700 on my 1.2 at 17 in a good area!

 

[182fastblue]

well im in a good area and my mum as the main driver and me as a named its 1600 on quinn and 1500 on rac but i cant seem to get any lower atall on them!!!!

 

[doddy]

wouldnt have thought you could get cheaper than that!! i paid 1750 on a 1.2 at 17, but that was under my name. it is alot better in the long run if you do it under your name rather than your mums!

 

[Matta_88]

put another adult on and do passplus

 

[Adam]

well im in a good area and my mum as the main driver and me as a named its 1600 on quinn and 1500 on rac but i cant seem to get any lower atall on them!!!!

you may be able to get it around the 1k mark try like admiral and elephant, i would evan try diamond and other women based companies as it could work cheaper.

 

[Pettsi]

i'm 17, mine is 1700 on my 1.2 on my own policy with my mum as a named driver.. try tesco

 

[182fastblue]

diamond wanted 5k!!!! i kinda told him where to put it lol yeah i know i just wish i could get a quote around the 1500 mark in my own name just i just cant its impossible i think!

 

[Adam]

hmm strange when i was first looking for quotes when i was 18 on the 182 diamond was cheep, it wasnt the cheapest but it wasnt bad lol

 

[jjoe90]

direct line

will clean ur bank acout out

 

[jjoe90]

liverpol victoria or quinn direct

 

[Michael172]

mate your fucked just accept it. Your a f**king liability.

So am i lol.

 

[Andy1.2]

Direct line are good but dont allow mods.

 

[shabbaranks]

mate your f**ked just accept it. Your a f**king liability.

So am i lol.

Face it, the lovely people running our country don't want anyone to drive, so pushing premiums up is pricing new drivers off the road.

Thats unless you're prepared to bite the bullet and pay through the nose.:dapprove:

 

[182fastblue]

just done an insurance quote on tesco value which was £1179.15 with me as a provisional but when i pass to full it stays the same price is that right? thats with me as a named driver as i cant afford to be paying 2k for insurance!!

 

[Michael172]

and untill im 21 i wont be on insurance thats even slightly reasonable.

Should be like a grand and then when you have a crash it goes up to £5000 or something lol.....untill you build up no claims.

Im paying £777.77 with the RAC. Was 17 when the policy started. Dads name, shitload of no claims unless i losoe them first. Please ffs dont ever let it happen to me.....

 

[Y7 ADW]

Try tesco, as a named driver and with no one else on my policy i'm paying £1400...

 

[Chrisjk]

im named driver on mums with direct line so i still get ncb with them, am payin £1070 fully comp for my 1.2 clio with 0 ncb (havent declared the new exhaust)

 

[RaChAeLy]

Try admiral, but add two name drivers and it brings it down by £200, well did in my case.

 

[Chrisjk]

with 1 yr no claims direct line quoted me £880 on my own policy , thats not bad

 

[jjoe90]

lo why does everyone go with tesco admiral and direct line churchill all the big companys, you might aswell pull you pants down and let santa clausespank you
dunno wy santa clause i just fet like it

but seriuos liverpool vitoria or quinn re good imwith them and paying a shedload less than all these quote everyone is poting up

 

[Chrisjk]

lo why does everyone go with tesco admiral and direct line churchill all the big companys, you might aswell pull you pants down and let santa clausespank you
dunno wy santa clause i just fet like it

but seriuos liverpool vitoria or quinn re good imwith them and paying a shedload less than all these quote everyone is poting up

for 17 and 18 y/o it dusnt matter who ur with prices will be high

 

[182fastblue]

liverpoll victoria want 2k from me tesco only want 1075

 

[sweetkidda]

i payed 2k for my 1st year, at 17, 1.2 clio
got four yrs under me belt now so lookin at a 172, only way to do it m8
ive been gettin qoutes for around 600, different address now though, thats on a 172

 

[KI8RKW]

Do pass plus, Ring AdrianFlux, Stick your mam on the policy as a named driver, you as main... You'll be looking at around 1300 fully comp.

 

[Michael172]

Do pass plus, Ring AdrianFlux, Stick your mam on the policy as a named driver, you as main... You'll be looking at around 1300 fully comp.

considering its a 1.2 thats still quite disgusting.

 

[Michael172]

i know the RAC have limited me to do 100 miles a week. I do about 250 miles a week.

 

[C.slicker]

Are you going to uni in a year or so? If so forget the no claims unless you will have a car there.

If you plan to mod your car make sure you ask about this up front. I know a few companies just refuse to allow mods.

Sam

 

[AhmedRSi]

I paid 1600 at 17, for fully comp on my own policy. Im not 18, waiting to go to uni and im planning to not take my car, but keep it at home insured anyway... so i keep collecting no claims. Ill use it the 2nd year of uni and ill drive it when im home the first year.

 

[Michael172]

Well i wanna go to uni and ill be keeping the thing insured if and when i do decide to go.

 

[KI8RKW]

Without a doubt; But its the whole statistics thing. 17 year old = crash.

I'm 18,1 year of driving. No claims or points, but no ncb. Dad on policy. value of 3500. 5000 miles. 2270 quid from directline I don't know how they think anyone would ever pay that... its beyond me.